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  • Co-operators | Investments. Insurance. Advice.
    • Home, vehicle, life, and travel insurance - Co-operators
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        • What is Home Insurance - The Co-operators
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        • Buying your first home? Close the deal like a pro!
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        • Special Programs - The Co-operators
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        • Close to retirement? - The Co-operators
        • Leaving your employer’s retirement plan
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          • Types of group retirement plans
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    • About Us - Co-operators
      • Why co-ops are better - Co-operators
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        • What makes co-ops different? - The Co-operators
        • Committed to co-ops - The Co-operators
      • Investing in your future. Together.
      • Corporate overview - Co-operators
        • Executive bios - Co-operators
          • Rob Wesseling
          • Roger Beauchemin, President and Chief Executive Officer, Addenda Capital Inc.
          • Alec Blundell, Executive Vice-President and Chief Operating Officer
          • Kevin Daniel, Executive Vice-President and Chief Operating Officer, Co-operators Life Insurance Company and President and Chief Operating Officer, The CUMIS Group Limited
          • Emmie Fukuchi
          • Lisa Guglietti
          • Bob Hague, Executive Vice-President, President Credit Union Distribution, The CUMIS Group Limited
          • Paul Hanna
          • John Harvie, Chairperson of the Board, The Co-operators Group Limited
          • Karen Higgins Executive Vice-President, Finance and Chief Financial Officer
          • Steve Phillips
          • Harry Pickett, Executive Vice-President and Chief Information Officer
        • Company Structure
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        • Drive out Distraction | The Co-operators
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        • Have you tested your home for radon?
        • 10 ways to help prevent home break-ins
        • Safe driving habits that save you money
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        • 10 tips for a safe road trip this summer
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        • Extreme weather is the new normal. Prepare and be resilient.
        • Protect against water damage
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        • Earthquake insurance: protect your home and business
        • Stay safe during ice storms
        • Top wildfire safety tips for Canadians
        • Prevent dangerous ice dams on your roof this winter
        • Winterizing your home in 6 easy steps
        • Cold-weather power outages: what to do before, during and after
        • Celebrate safely this season
        • 10 tips for how to close and winterize pools in Canada
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        • Roof maintenance tips for preventing leaks and damage
        • Reduce cyber risk for your business
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        • 10 ways to prevent common accidents and protect your small business
        • 7 reasons you need business insurance coverage
        • How can you prevent crime in your business?
        • Workplace holiday stress management
        • Keep your home safe when away
        • Tips to keep in mind for safe travels
        • Prepare for travel emergencies
        • Travel trailer maintenance
        • Travel insurance is a small investment with high value
        • Protect yourself from cyber risk
        • Protect yourself from identity theft and identity fraud
      • Protect what matters
        • Condo Insurance 101
        • Why do you need insurance?
        • A guide to understanding your policy documents
        • Extreme weather and making claims – what you can do
        • Do you need travel insurance coverage for trips outside your province?
        • How insurance rates are calculated
        • Home insurance coverage
        • How do we determine flood risk?
        • How to maintain your coverage after a material change
        • What’s the difference between replacement cost and actual cash value?
        • 10 tips for landlords and rental property owners
        • Why is a property inspection necessary?
        • Comprehensive Water info
        • How does an at-fault accident affect my coverage?
        • Auto fraud
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        • What happens if your car is deemed a write-off?
        • Auto insurance myths – what's true and what's not?
        • How does smoking affect my life insurance?
        • Protect your family and build your wealth - The Co-operators
        • What’s not covered in my life policy?
        • Am I covered if I have a pre-existing condition?
        • How cannabis legalization impacts your insurance coverage
        • Find out about our unique Service Review Panel
        • What’s the difference between term and permanent life insurance?
      • Save Money
        • Save money on Home insurance
        • How to shop for home insurance – 5 quick tips
        • How to save on car insurance
        • Buying a used car? Check the vehicle’s branding first
        • Are winter tires worth the investment?
        • Do you need to buy rental car insurance?
        • Insure your home-based business
        • Insurance for small businesses
        • Market your business for less
        • Make sustainability work for your business
        • Business inspections save money
        • Why do we inspect your farm and property?
      • Plan ahead
        • RRSP basics for Canadians
        • RRSP deadline, limits and more
        • Difference between RRSP and TFSA 
        • Reduce your taxes and save more with a TFSA
        • TFSA contribution limit and withdrawal rules
        • What is mutual fund investing?
        • Compare mutual funds vs stocks and more
        • What are segregated funds?
        • What is an annuity?
        • How does inflation impact your investments?
        • Time-weighted vs. money-weighted rates of return
        • Why invest with Co-operators?
        • Planning for a baby and being financially prepared
        • RESPs and saving for postsecondary education in Canada
        • Understanding the tax benefits of charitable donations
        • Five reasons to buy life insurance young
        • Insurance for newlyweds – streamline and save
        • Insurance tips for buying a home and moving
        • Tips for a stress-free home renovation
        • Auto insurance and safety tips for young drivers
        • New car guide: buying, leasing and insurance
        • Retirement planning tips
        • Tips and answers for retiring business owners
        • How inheritance works
        • The importance of making a will
        • Losing a loved one and taking the next steps
        • Critical illness insurance – coverage when you need it most
        • 3 ways to donate your life insurance to a charity
        • Navigate market downturns with segregated funds
        • Understanding market cycles - The Co-operators
        • Don’t let emotions control your investments - The Co-operators
        • Can you successfully time the market? - The Co-operators
        • What is your risk tolerance? - The Co-operators
        • Invest time in setting financial goals - The Co-operators
        • Investing when markets fall - The Co-operators
        • How to start investing for beginners
        • Get the most out of your Co-operators investing experience
        • What are investment funds made of?
      • Live well
        • Stay healthy at home
        • Declutter and refresh your living spaces for a healthier lifestyle
        • 10 steps to sleep better for a productive day
        • Easy ways to live a greener, more sustainable life
        • 9 ways to reduce work stress
        • 5 ways to stay active at work with a desk job
        • Reach your savings goals
        • Take charge of your holiday spending and save
      • Frequently Asked Questions
    • Have an insurance concern?
      • The Claims Guarantee - The Co-operators
      • The Claims Guarantee
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      • Compliments and concerns
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        • Co-operators Financial Investment Services Inc.
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    Agent Listings

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    Alberta

    AIRDRIE
    • Michael Acheson
    ANDREW
    • Todd Fournier
    ATHABASCA
    • Andrea Piquette
    BARRHEAD
    • Chris Jensen
    BASHAW
    • Will Brown
    BEAUMONT
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    BEISEKER
    • Roger Stevenson
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    BRETON
    • NICOLE GALBRAITH
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    CALGARY
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    • Allan Ducharme
    • Allan Ducharme
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    • Arfan Devji
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    • Hong Wu
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    • Jeff Kutz
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    • Kristopher Cameron
    • Laura Ward
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    • Terry Hauer
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    British Columbia

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    • Shawna Vandeven
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    • Rick Hickman
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    • First-Insurance-Agencies
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    • Valerie Georgescu
    KELOWNA
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    • Dennis MacLeod
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    • Colin Melnyk
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    WHISTLER
    • David Livesey

    Manitoba

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    BRANDON
    • Drew Collins
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    POWERVIEW
    • Vincent Harbottle
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    • Chad Krut
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    • Tracey Malone
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    • Chad Krut
    • Jordan Derlago
    • Oliver LaVictoire
    • roblin-winnipeg
    • st-annes-winnpeg
    • winnipeg-scurfield

    New Brunswick

    BATH
    • Corey Thompson
    BATHURST
    • Tracy Grant
    BOUCTOUCHE
    • bouctouche-irving
    CAMPBELLTON
    • village-campbellton
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    EDMUNDSTON
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    FREDERICTON
    • Corey Thompson
    GRAND FALLS
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    • Paula Savoy-Drillen
    MONCTON
    • Jamie Wallace
    • Sean MacPherson
    • Troy Soontiens
    RIVERVIEW
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    ROTHESAY
    • Kate McCann
    SAINT JOHN
    • Melanie Lyons
    • Melanie Lyons
    SHEDIAC
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    ST STEPHEN
    • Tracy Craig
    SUSSEX
    • Kate McCann
    TRACADIE
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    TRACADIE-SHEILA
    • Principale-Tracadie-Sheila
    • Principale-Tracadie-Sheila
    UPPER LETANG
    • Tracy Craig
    WOODSTOCK
    • Corey Thompson

    Newfoundland and Labrador

    BAIE VERTE
    • Deborah Sacrey
    BAY ROBERTS
    • Bill Dooley
    CARBONEAR
    • Bill Dooley
    CLARENVILLE
    • Terry Spurrell
    CONCEPTION BAY SOUTH
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    CORNER BROOK
    • broadway-corner-brook
    DEER LAKE
    • Gloria White
    GANDER
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    GRAND FALLS-WINDSOR
    • Chris Davis
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    • Tina Belliveau
    MOUNT PEARL
    • Andrew Winsor
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    ST JOHN'S
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    • crosbie-stjohns
    • Scott Kent
    • Trina Noseworthy
    STEPHENVILLE
    • queen-stephenville

    Northwest Territories and Nunavut

    YELLOWKNIFE
    • Yellowknife-Airport

    Nova Scotia

    AMHERST
    • Bruce White
    ANTIGONISH
    • Jeremy Bishop
    BRIDGEWATER
    • Daniel Carey
    CHETICAMP
    • Marcel Bourgeois
    DARTMOUTH
    • Craig Gallant
    • Shane Kennedy
    ELMSDALE
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