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Insurance & Financial Services
  Home, vehicle, life, and travel insurance from The Co-operators.
    Home Insurance
      Home insurance basics
        What's covered by home insurance?
        Save on home insurance
        Home Insurance Assessments
      Home and property insurance
      Home Insurance from The Co-operators
        Home insurance coverage for Quebec
      Tenant insurance
        Quebec tenant insurance
      Condominium Insurance
        Condominium insurance for Quebec
      All other property insurance, including seasonal and mobile homes.
      Mortgage Insurance
    Auto Insurance
      Save on Auto Insurance
      Special Programs
        Accident Forgiveness
        en-route Auto Program™
        Uninsured Vehicles
        Medically at Risk Drivers
        Auto reform in Ontario
        Accident Benefits Choices for Ontario auto insurance reforms
      Types of vehicles we insure
    Your Canadian life insurance provider
      Life Insurance Basics
      Term Life Insurance
      Permanent Life Insurance
      Business Life Insurance
      Critical illness insurance
      Mortgage Insurance
      Life Stages for Life Insurance
    Business Insurance
      Business Property Insurance
      Business Equipment Breakdown Insurance from The Co-operators
      Business Revenue Insurance
      Insurance for co-operatives
      Insurance for non-profits
      Business liability insurance
      Crimes coverage for businesses from The Co-operators
      Specialized Business Insurance Packages from The Co-operators
    Farm insurance
      Farm property and contents insurance
      Farm machinery insurance
      Livestock and Poultry Insurance
      Farm Produce Insurance
      Hobby farm insurance
      Pollution insurance for farmers
      Farm liability insurance
      Farm Estate Plans
      Farm Accident Insurance
      Different insurance for different farms
    Travel insurance for Canadians and visitors to Canada
    Plans
      Canadian Residents
      Visitors to Canada
      International Students
      Canadian Expatriates
      Take Flight
    Claims
    Submit a claim
      Emergency Hospital & Medical for Canadians
      Visitors to Canada
      International Student
      Trip Cancellation & Interruption
      Baggage Protection
      Rental Car Collision
      Accidental Death & Dismemberment
      Flight Accident
    Complaint Resolution Process
  Investing with The Co-operators
    Understanding Investments
      Types of Accounts
      Advice for your life
      Investor Profile
      Very Conservative Investor
      Conservative Investor
      Moderate Investor
      Aggressive Investor
      Very Aggressive Investor
    Investment Solutions
      Benefits of Segregated funds
      Versatile Portfolios Navigator
      Annuities
    Investment Resource Centre
      Fund Information Sheets
      Information Folder & Fund Facts
      Segregated Fund Performance
      Segregated Fund Unit Values
    Investment and retirement calculators
  Claims - 1-877-682-5246
    How to make a claim
    Approved Repair Shops
    Claim forms
    Locate a claims office
  Group auto and home, benefits and retirement plans from The Co-operators
    Choosing a group benefits plan
      Group benefits plans for plan sponsors
      Group benefits plans for plan members
        Protect your benefits plan from rising cost
        Important things to know about your coverage
      Group plans for your clients and prospects
      Why The Co-operators is right for you
      Products and Services - Extended health care and dental plans
      Group Benefits Forms
      Group Benefits contact us
    Group retirement plans
    Investments for group retirement plan members
      Group retirement plan investment options
      Investment management team
      Group retirement plan fund performance
      Investor Profile Tool
      safety-investor
      conservative-investor
      balanced-investor
      moderate-investor
      aggressive-investor
      very-aggressive-investor
    Education Centre
      Planning for retirement
      Think big for your small business
      Planning your retirement investments
      Advantages of group retirement savings plans
      Group retirement plan - FAQ
      Online Tools and Calculators
      Helpful links for retirement and investment planning
    Close to retirement?
    Leaving your employer’s retirement plan
    Group retirement contact us
    Group retirement solutions
    Types of group retirement plans
    Investment options for group retirement plans
    Why offer a group retirement plan?
  About Us
    Why co-ops are better
      Co-operative Development Program
      Co-operative governance
      Financial security for both you and The Co-operators
      Meet our member-owners
      Member Benefits Program
      What makes co-ops different?
      Committed to co-ops
      The co-operative difference: it’s in our name
    Corporate Information
      Executive bios
        Kathy Bardswick, President and Chief Executive Officer, The Co-operators
        Roger Beauchemin, President and Chief Executive Officer, Addenda Capital Inc.
        Kevin Daniel, Executive Vice-President and Chief Operating Officer, Co-operators Life Insurance Company and President and Chief Operating Officer, The CUMIS Group Limited
        Bob Hague, Executive Vice-President, President Credit Union Distribution, The CUMIS Group Limited
        Paul Hanna, Executive Vice-President, Member Relations, Governance and Corporate Services
        John Harvie, Chairperson of the Board, The Co-operators Group Limited
        Rick McCombie, Executive Vice-President, Chief Client Officer
        Carol Poulsen, Executive Vice-President and Chief Information Officer
        Rob Wesseling, Executive Vice-President, Chief Operating Officer, P&C Operations and Executive Vice-President, Chief Operating Officer, The Sovereign General Insurance Company
        P. Bruce West, Executive Vice-President and Chief Financial Officer
      Contact information
      Download our annual reports
      Investor Relations
      Quarterly financial reports
    A true Canadian champion
      The Story of The Co-operators and co-operative insurance in Canada
      Fun stories from our history
      Timeline of the history
    Sustainability at The Co-operators
      Our Sustainability Strategy
        Our sustainability history
          Our 2008-2010 Sustainability Strategy
        The Natural Step Canada connection
        Sustainability governance
      Better Place Suite
      Climate & insurance
      Sustainable Insurance products
      Our carbon footprint
        Insurance and the environment
      Helping our clients
      How we’re making a difference
        Volunteers in action
        Volunteering in International Development Changes Lives
        The Co-operators Foundation
        What our agents and staff are doing
      Sustainable purchasing
      Advocates for a sustainable society
      Sustainability reports
      Sustainability Knowledge Centre
    The Co-operators in Your Community
      Signature Safety Programs
        Car Seat Safety with Buckle Up Bears
        Block Parent Program of Canada
        Partners in Fire Safety
        In Your Face and Interactive
        Safe Seniors Calendar
      Volunteers in action
      Community Advisory Panels
      Health and wellness
      Youth and Education
    The Co-operators Foundation
      Corporate Giving Program from The Co-operators
      Community Economic Development Fund
      Co-operative Development Program
    Members website
    News room and media centre
    Downloads
    Logo Guidelines
    Exterior Signage artwork
    Print Advertising
    Artwork usage for web design
    Product bar and product names
  Answer Centre
    How does insurance work?
      Connect with us
      Why do we need insurance?
        Investing resolutions
      How insurance rates are calculated
      What happens when I make a claim?
      why-is-auto-insurance-regulated
      The truth behind auto insurance myths
        Claims: car damage
      What is an Act of God
    Am I covered?
      Auto
        J.D. Power Award
        Understanding your insurance policy documents
        When to update your coverage
        Auto insurance for new drivers
        En-route program
        NS Auto coverage
        New lower Auto insurance rates in Ontario
      Home
        Emergency Preparedness
        Keep your home safe
        Personal Umbrella
        Prestige Plus
        Why are property inspections important?
        Am I covered for water damage?
        Comprehensive Water
        Water damage
        Know your home insurance coverage
        Replacement cost vs. Actual Cash Value
        Shopping for home insurance
        Fight fraud with Identity Theft coverage
        Material changes
      Life
        Term vs. Permanent life insurance
        What is not covered in my life policy?
        Am I covered if I have a pre-existing condition?
        How does smoking affect my life insurance?
        It’s never too late to think about life insurance
        Life insurance, simplified
        Your life insurance tax-free savings all in one
      Farm
        Why are property inspections important?
        Why farmers need liability insurance
        Are farm improvements included in my coverage?
      Business
        Why does my business need to be inspected for insurance purposes?
        Why does my business need to be inspected for insurance purposes?
        Insuring a home-based business
        Preventing common accidents in a business
        Preventing crime in your business
      Travel
      Travelling for business or pleasure
      Travel insurance
    How can I be safe and prepared?
      Auto
        Branded vehicles
        Car accident tips
        Distracted driving
        Driver safety tips
        Fair-weather driving tips
        motorcycles-atvs
        winter-driving-tips
        Register for eAlerts
        Safe driving techniques
        Don’t skip the booster!
        Sharing the road with large trucks
        Steer clear of auto fraud
        Tips for young drivers
      Home
        Being a landlord
        Fire escape plans
        Keep your outdoor pets safe
        Car seat safety is a snap with Buckle Up Bears
        Climate change
        Climate change
        Fireplace and wood stove safety
        Home fire sprinklers
          Myths, questions & answers
          What's new
          Home Sprinkler System
        Get the right amount of coverage for your home
        Is your roof in top shape?
        Managing the effects of severe weather
        Climate change
        Rethink the value of your gold jewellery
        Staying safe in icy weather
        Top tips for preventing slips and falls
        Get the right amount of coverage for your home
        Insurance tips for home buyers
        Coverage while you're on the move
        How to prevent fires in your home
        Get the facts on heating with oil
        Holiday fire safety
        Install detectors for safer homes
        Keep your home safe when you’re away
        Stamp out potting soil fires
        Wildfire safety
        Home renovations
        Snowmelt hazards
        Take Stock of Your Belongings
        Tips for staying safe online
        Fireplace safety tips
        Winter e-alerts
      Farm
        Sow the seeds of farm safety
        Does your coverage match your farm operation?
        Fire prevention on the farm
      Life
        Choose lifelong coverage for your children
        Guarantee your investments
        Life insurance: buy young, save big
        Getting SMART for senior health and safety
        How can I protect my family and prepare for the future?
        Retirement ready?
      Business
        Know your risks for business insurance
        Staying safe at work
        Protection against water damage for your business
        Why do I need business interruption insurance?
        What’s in store for your business future?
      Travel
      Simple ways to travel safer
      travel-planning
    Living in Alberta
    Why do premiums change?
      Managing your auto insurance costs
      What drives your auto insurance rates?
      How does an at-fault accident affect my insurance coverage?
      Understanding home insurance rates
      Understanding home insurance rates
      Understanding home insurance rates
      Managing your home insurance costs
      I’ve never had a claim, so why are my premiums increasing?
      What is insurance fraud and how does it impact me?
    tell-me-more-about-investing
      Donations and tax
      Estate freezes: saving taxes
      Give the gift of a lifetime
      Plan now for your financial future
      Retirement options
      Secure investments
      What is an RESP?
      RRSP Basics for Canadians
      What is a Tax-Free Savings Account?
      How inheritances work
    What happens when…?
      Alberta Floods
      Auto accident or car breakdown?
      Are you buying a car?
      Are you buying a new home?
      Recovering from or preparing for a critical illness
      Getting married?
      What is your investment style?
      Loss of a loved one
      Planning for Retirement
      Do you have a will?
      Renovating your home?
      Risk versus return: What Investment Risk is and How to Use it
      Saving for college or university
      Having a baby
      What to do in a travel emergency
      What to invest in
    Claims
      What happens when I make a claim?
    Tools and calculators
    Newsletters
    Water damage
    OneTap app
    Wildfire safety
  Have an insurance concern?
    The Claims Guarantee
    Improving your experience through our Client Review Program
    Complaint Resolution Process
    Ombudsperson Liaison Officer
    Service Review Panel
    Other avenues of appeal
    Commission Disclosure
      Co-operators General
      Coseco
      Co-operators Life
    Accessibility Policy
    Unclaimed property
    Do not call list
    Identity fraud and theft
  Find a financial advisor
  Make a payment
  Make a claim
  Savings Goal Calculator
  Home Budget Calculator
  Net Worth Calculator
  Retirement Planner Calculator
  RRIF Payment Calculator
  Savings Calculator
  Contact Us
  Glossary
  Legal
  Contact information for our companies
  Privacy
  Terms of Agreement

Agent Listings


Alberta

BARRHEAD
BEAUMONT
BLAIRMORE
BONNYVILLE
CARDSTON
CHESTERMERE
CLARESHOLM
DRAYTON VALLEY
DRUMHELLER
EVANSBURG
FORESTBURG
FORT MACLEOD
FORT SASKATCHEWAN
HIGH LEVEL
HIGH PRAIRIE
HIGH RIVER
LAC LA BICHE
LLOYDMINSTER
MAYERTHORPE
MORINVILLE
PEACE RIVER
PICTURE BUTTE
PINCHER CREEK
ROCKY MOUNTAIN HOUSE
SLAVE LAKE
SMOKY LAKE
SPIRIT RIVER
SPRUCE GROVE
ST PAUL
STONY PLAIN
STRATHMORE
SYLVAN LAKE
THORHILD
THREE HILLS
VALLEYVIEW
VEGREVILLE
WAINWRIGHT
WETASKIWIN

British Columbia

COURTENAY
NANAIMO
NEW WESTMINSTER
PENTICTON
WEST KELOWNA
WEST VANCOUVER

Manitoba

BEAUSEJOUR
STONEWALL

New Brunswick

BOUCTOUCHE
CARAQUET
GRAND FALLS
MIRAMICHI
RICHIBUCTO
ST STEPHEN
UPPER LETANG
WOODSTOCK

Newfoundland and Labrador

BAIE VERTE
CLARENVILLE
CONCEPTION BAY SOUTH
CORNER BROOK
DEER LAKE
GRAND BANK
GRAND FALLS-WINDSOR
HAPPY VALLEY-GOOSE BAY
LABRADOR CITY
LEWISPORTE
SPRINGDALE
STEPHENVILLE

Northwest Territories and Nunavut

YELLOWKNIFE

Nova Scotia

ANTIGONISH
BRIDGEWATER
ELMSDALE
NEW MINAS
NEW WATERFORD
NORTH SYDNEY
PORT HAWKESBURY
YARMOUTH

Ontario

ALEXANDRIA
ALLISTON
AMHERSTBURG
ARNPRIOR
BARRY'S BAY
BELLE RIVER
BOWMANVILLE
BRACEBRIDGE
BROCKVILLE
CAMPBELLFORD
CARLETON PLACE
CASSELMAN
CHATHAM
CHELMSFORD
CHESTERVILLE
COBOURG
COLDWATER
COLLINGWOOD
DORCHESTER
EGANVILLE
EMBRUN
ESPANOLA
GEORGETOWN
GRIMSBY
HALIBURTON
HAWKESBURY
HUNTSVILLE
INGERSOLL
KEMPTVILLE
KINCARDINE
LISTOWEL
MITCHELL
MORRISBURG
MOUNT FOREST
NAPANEE
NEW LISKEARD
NIAGARA-ON-THE-LAKE
ORANGEVILLE
PARRY SOUND
PORT ELGIN
PORT PERRY
RENFREW
SHELBURNE
SMITHS FALLS
STITTSVILLE
STOUFFVILLE
THUNDER BAY
TILLSONBURG
TRENTON
UNIONVILLE
WALKERTON
WALLACEBURG
WASAGA BEACH

Prince Edward Island

WELLINGTON STATION

Quebec

BEACONSFIELD
BLAINVILLE
DOLLARD-DES-ORMEAUX
L'ANCIENNE-LORETTE
MONT-LAURIER
SAINT-EUSTACHE
STE-ROSE
VAUDREUIL-DORION

Saskatchewan

HUMBOLDT
KINDERSLEY
KIPLING
LLOYDMINSTER
MELVILLE
PREECEVILLE
PRINCE ALBERT
SWIFT CURRENT
WHITEWOOD

Yukon Territory

WHITEHORSE

Insurance across Canada from The Co-operators


Alberta

British Columbia

Manitoba

New Brunswick

Newfoundland

Northwest Territories

Nova Scotia

Ontario

Prince Edward Island

Quebec

Saskatchewan

Yukon Territory