Seasonal home insurance
Protect your home away from home.
Whether it’s a summer cottage or a winter chalet, your vacation home is the place to unwind. Home insurance for your seasonal home means even if a tree falls on the roof, you still have peace of mind knowing you’re insured.
Protect your vacation home, whether you use it year-round or seasonally. Explore our full coverage details.
Damage coverage
Protect your home from damage such as fire or hail, and basic water damage like a leak from a pipe.
Personal items
Cover the costs of replacing any of your items that get damaged or stolen like furniture, computers or bikes.
Detached structures
We provide coverage for things like boat houses, sheds, and other structures that are detached.
Watercraft coverage
We’ll cover up to $4,000 for watercraft, like kayaks, paddle boards, and any equipment like helmets and life jackets.
Depending on where your seasonal home is located or the value of the items you own, you might want additional coverage. We offer customized coverage for all budgets and lifestyles. To learn more, or to discuss personalized home insurance needs, get in touch with a financial representative.
- Water, septic or sewer backups
- Storm surges
- Waves from a storm or hurricane
- Flooding from any body of water
- Water from extreme weather
- Rising of the water table
With Enviroguard®, we’ll cover an additional 10% of your claim, up to $50,000, to repair or replace property with more environmentally responsible alternatives.
Extend your policy to cover damage caused by earthquakes.
Talk to a financial representative about short-term rental insurance.
Embrace the freedom of adventure with protection for your motorcycle, ATV, fifth-wheel trailer, and more.
Here are some easy ways you can save on the coverage you need.
Combine your insurance
Enjoy discounted coverage when you bundle your home and auto insurance, or when you insure more than one home with us. Learn more about bundling
Stay claims free
If you've never made a claim while covered by home insurance, you may be eligible for an automatic discount.
Increase your deductible
Increasing your deductible can help lower your premium. Plus, any deductible over $1,000 will “disappear” by $100 each year you stay claims-free.
Find even more ways to save
There’s plenty you can do to save on your insurance. Talk to a financial representative or check out even more of our home insurance discounts.
