Critical illness insurance

Protect your lifestyle if you, or a family member, are diagnosed with a life-altering condition.

Why get critical illness insurance?

Stability for your family

Focus on your recovery, knowing critical illness insurance can help pay your mortgage or childrearing costs.

Optional riders and benefits

Customize with riders like Premium Payback on Surrender or Expiry, which can refund your premiums.

Support beyond your policy

We offer complimentary phone counselling and access to Teladoc Medical Experts for second opinions.
Explore our critical illness insurance products
Life is unpredictable, but it pays to be protected and prepared.

Critical Assist®

  • Coverage is available to anyone from 18 to 65 years old, with level premiums and renewable options, to age 75
  • Benefits are paid in a tax-free* lump-sum payout if you’re diagnosed with a covered condition
  • Payouts can range from $25,000 to $2,000,000 depending on your coverage
  • If the illness falls under one of the Early Assist covered conditions, you’re eligible for a partial payment of 10% of the policy face amount, up to a maximum of $50,000, without reducing your full coverage amount
  • Option to convert some policies to longer-term coverage with no additional underwriting

Critical Assist® - Head Start

  • Head Start is critical illness insurance for children, available between 30 days and 17 years old, to age 75
  • Benefits are paid in a tax-free* lump-sum payout if your child is diagnosed with a covered illness
  • Payouts can range from $25,000 to $250,000 depending on your coverage

* Tax rules and regulations may change at any time.

Talk to us today

For personalized solutions that fit your needs and budget, connect with a representative near you.

https://cloud.message.cooperators.ca/Life_Formhandler

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