Budget-friendly tenant insurance from $16* a month

Renting and need affordable tenant insurance? We got you.

Rest easy knowing your home is protected

Tenant insurance helps renters cover the things not covered by a landlord’s insurance. If something happens to your rental unit, or someone has an accident, tenant insurance can help protect you from the unexpected.

Why choose Co-operators?

Get a quote fast

In just a few minutes, you can get a personalized quote for tenant insurance that fits your needs.

Discounts and benefits

Our representatives can help you find discounts for more affordable coverage, like bundling your tenant and auto insurance together for more savings.

Proudly Canadian

We’ve been helping Canadians protect the most important things in their lives for over 80 years.

What does tenant insurance cover?

Personal items

Cover the costs of replacing any items stolen or damaged in your unit, like your bikes, computers or any furniture.

Relocation expenses

If you ever need to stay at a hotel or move to a new unit due to damage or repairs related to a claim, we’ll help cover your relocation costs.

Liability coverage

As a tenant, you’re responsible for your guests’ wellbeing. Liability coverage helps protect you if an accident happens, like if someone slips on your steps.
Looking for additional details on what’s covered? Read more about tenant insurance.

Ready to get a quote?

It only takes a few minutes to get your personalized quote for tenant insurance online, or you can call us at 1-877-772-1259.

*Terms and conditions apply. The advertised rate is an indication only and is based on the lowest monthly premium offered by Co-operators on tenant insurance policies with at least $40,000 in contents and $2 million in liability coverage issued between July 2024 and August 2025. Rates are subject to change without notice.

Home insurance is underwritten by Co-operators General Insurance Company. Not all products are available in all provinces.

This material is provided for informational purposes only. Please refer to your policy for applicable coverage details, limitations, and exclusions.

Co-operators® is a registered trademark of The Co-operators Group Limited and is used with permission. ©  Co-operators General Insurance Company