Trailer and motorhome insurance

Enjoy the journey, we’ve got you covered.

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Flexible trailer and motorhome insurance
Get coverage tailored for the open road. At Co-operators, we’ll build a policy that meets the specific needs of recreational vehicle drivers like you.

What we cover

Camper trucks
Specially constructed, detachable sleeper units that are mounted in the bed of a pickup truck.
Fifth wheel trailers
Large camper trailers towed by full-size trucks using an installed truck bed hitch.
Tent trailers
Folding camper trailers designed for use as a dwelling that can be collapsed for storage and transportation, with either a hard or soft top.
Travel trailers
Camper trailers or caravans, with living quarters, that can be towed by a small car or truck.
Utility trailers
Open or closed load carrying trailers or tow dollies, including toy haulers without living quarters and horse trailers for up to two horses.
Motorhomes
Motorized vehicles that are designed for recreational travel and accommodation. They include trucks equipped with a non-detachable camper body, as well as converted buses and vans that are not used for general transportation. To get a quote, call 1-877-545-2667. In Quebec, call 1-877-630-2667. Or you can connect with a financial representative.
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Get our best price for the coverage you need
Here’s how you can save on trailer and motorhome insurance:
Insure more than one vehicle with us
Have more than one vehicle? Get better rates when you bundle and insure them with us.*
Take advantage of group insurance
Does your employer offer our group auto insurance? Group members can save up to 40% when they switch to Co-operators. Get a group auto insurance quote.
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Explore our coverage

Mandatory coverage

In Canada, we don’t have a one-size-fits-all plan for trailer and motorhome insurance. Your minimum coverage depends on where you live. Find out how insurance works where you live. Here’s a quick look at some of these types of coverage:

Accident Benefits
Accident Benefits cover medical expenses, income replacement or funeral costs in case of an accident.
Direct Compensation Property Damage
If you’re in an accident that’s not your fault, this coverage takes care of your trailer, motorhome and everything in it.
Liability
Covers your obligations for causing injuries or property damage if you're found responsible for causing an accident.
Uninsured Automobile
Ever wonder who pays the damages if you’re involved in an accident with an uninsured driver? This coverage helps take care of the costs arising from injury, or worse. 

Extra coverage

Want added peace of mind? You can increase the amount of coverage on your vehicle, or you can add on additional coverage. Options vary by province. Here are some optional types of coverage to explore:

Collision

This covers the cost of repairing or replacing your trailer or motorhome if you cause an accident.

Comprehensive

If your vehicle is damaged or stolen, this coverage will help you repair or replace it.1

Loss or damage to your automobile and equipment

This covers you for any insured loss or damage to your vehicle and its equipment, such as the stereo or microwave.

1 Comprehensive doesn’t insure your vehicle against theft if a member of your household steals your vehicle, or if an employee whose job involved using or maintaining the vehicle steals it.

Discover more coverage

All-terrain vehicles (ATVs) and snowmobiles Motorcycles, mopeds and dirt bikes

Talk to us today

Call or meet with us to get the right trailer and motorhome insurance for you.

Auto insurance is underwritten by Co-operators General Insurance Company. Not all products and discounts are available in all provinces. Coverage names may vary by province. This material is provided for informational purposes only. Please refer to your policy for applicable coverage details, limitations, and exclusions.

Co-operators General Insurance Company is committed to protecting the privacy, confidentiality, accuracy and security of the personal information that we collect, use, retain and disclose in the course of conducting our business. Please refer to our privacy policy for more information.

*All bundled savings are based on filed discounts and rates. Savings vary based on each individual’s insurance profile and are not guaranteed. Savings vary by province. The advertised bundled offer includes a welcome discount for new home insurance clients, a claims free discount if you have been claims free for the past 5 years and a conviction‑free rating (in ON) or conviction‑free discount (in NS, AB, NB and QC) for auto insurance clients. The welcome discount is available only for homeowners (excluding condominiums, mobile homes, seasonals and rented properties). The conviction‑free rating or discount is available on private passenger vehicles and requires all drivers to have no minor/major and/or serious/criminal code convictions and no demerit suspensions in the preceding 3 years. Certain conditions, limitations and exclusions may apply. Contact a licensed Co‑operators representative for detailed information about your eligibility and how savings could apply to you.

Individual circumstances may vary. You may wish to contact the licensed insurer’s representative or a licensed insurance agent if you need advice about your insurance needs.

In Quebec, a licensed insurance advisor is a Financial Security Advisor or a Representative.

www.cooperators.ca | 1-800-265-2662

Co-operators® is a registered trademark of The Co-operators Group Limited and is used with permission.

© Co-operators General Insurance Company

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