Our communities
From community contributions to volunteering initiatives, we are dedicated to improving the social, environmental and economic fabric of our society.
How we drive positive change
$15.3 million contributed through direct community investments.
We invest in meaningful collaborations and partnerships – guided by our Social Impact Framework – that help us drive positive environmental, social, financial and co-operative-minded outcomes in society.
Our Social Impact Framework
Co-operative Society
We support young leaders and co-operatives that contribute to community well-being and resiliency.
Inclusive Economy
We support Canadians as they build their personal and financial resilience.
Environmental Resilience
We support climate-risk literacy, climate action and adaptation.
Social Wellness
We promote the social wellbeing and health of Canadians, with a focus on mental wellness for youth.
Find out more about how we drive positive change
Supporting communities amid rising needs
$1.72 million disbursed to charities and non-profits from Co-operators Community Funds (CCF).
Through the CCF, we support programming that helps to build job skills and enable under served youth and individuals with mental health challenges to progress along their path to employment.
Champions for Canadian co-operative society
$600,000 contributed to emerging co-operatives.
Through the Co-operative Development Program, we support initiatives that promote the growth of emerging and expanding co-operatives. In 2025, we provided funding to 52 co-operatives, including Ikajurtigiit Solidarity Coop.
Ikajurtigiit is a purpose-driven Inuit construction cooperative in Nunavik. The cooperative promotes the autonomy of Nunavimmiut by offering practical and culturally adapted on-site training jobs in construction, and meeting the infrastructure needs of communities. They dream of a Nunavik where infrastructures are designed, built and maintained by Inuit, for Inuit.
Ikajurtigiit Solidarity Coop
Photo credit: Samuel Lagace, Tumiit Media
Addressing a growing gap in financial advice
We provided $150,000 in 2024 to fund 2025 research that outlines a roadmap for action by governments, financial services providers and community organizations to address the financial resilience challenges faced by low-income Canadians.
Research outcomes
In its report, Prosper Canada set out clear steps that governments, financial services and community organizations can take to ensure every Canadian can access the financial help they need.
Read Prosper Canada’s reportA decade of support for flood resilience in Canada
Since 2015, we’ve partnered with the University of Waterloo through Partners for Action (P4A), an applied research initiative we co-founded with Farm Mutual Re, focused on preparing communities for climate-related hazards.
“Through our collaborative efforts, we’ve showcased the power of partnerships and demonstrated that applied research can drive equitable and actionable climate adaptation.”
Sharmalene Mendis-Millar, Director, Partners for Action
A look back at what we’ve achieved
As we mark the final year of a decade-long collaboration, we’re proud of our joint efforts to advance disaster resilience and climate adaptation nationwide.
FloodSmart Canada
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Climate Resilient Retrofits Database
Social Vulnerability Index
Managed Retreat Research
Multi-sector Collaboration
Employee volunteering
Each year, teams and individuals across our co-operative volunteer their time to support the initiatives and charities that matter most to them. Through paid volunteer days, we support employees who want to dedicate their time and energy to their communities.
48% of employees used a portion of their paid volunteer days.
36,477 total volunteer hours were tracked.
$1,746,233 was the total equivalent salary to support employee volunteering.
Advisors in our communities
Our Advisors work on the ground in over 350 communities across Canada. In addition to the products, services and advice they deliver for their clients, Advisors donate their time and financial resources to support their local communities. Through our Advisor Community Fund (ACF), our Advisors receive additional funding from Co-operators to amplify the impact of their local donations.
In 2025, with the support from the ACF, one of our Saskatoon-based Advisors, Declan O’Reilly of O’Reilly Insurance Ltd., supported the Ânskohk Indigenous Literature Festival, one of the only Indigenous literature festivals in Canada.
“Giving back is not optional; it is how we show our appreciation for the generous support our community has bestowed upon us.”
Declan O’Reilly, Co-operators Advisor O’Reilly Insurance Ltd., Saskatoon SK
Contributions through the ACF
$429,107 contributed to communities by Advisors through the ACF.
$1,028,695 additional funding contributed by the Co-operators through the ACF.
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