Rental property insurance
Protect your investment in minutes.
Why get rental property insurance?
As a landlord, you know it can be hard to rent out your property with confidence. Rental property insurance helps keep your investment property protected and working for you.
How does rental property insurance protect you?
Rental property insurance protects your belongings and liability while renting your property. Explore our full coverage details.
Damage coverage
Personal items
Liability coverage
Add on to your protection
If you already have a home insurance policy with us, you might want to consider adding additional coverage to protect your rental income. To learn more, or to discuss personalized home insurance needs, get in touch with a financial representative.
Protection from sudden and accidental water damage caused by:
- Water, septic or sewer backups
- Storm surges
- Waves from a storm or hurricane
- Flooding from any body of water
- Water from extreme weather
- Rising of the water table
Get our best price for rental property insurance
Here are some easy ways you can save on the coverage you need.
Combine your insurance
Enjoy discounted coverage when you bundle your home and auto insurance, or when you insure more than one home with us. Learn more about bundling
Stay claims free
If you've never made a claim while covered by home insurance, you may be eligible for an automatic discount.
Increase your deductible
Increasing your deductible can help lower your premium. Plus, any deductible over $1,000 will “disappear” by $100 each year you stay claims-free.
Find even more ways to save
There’s plenty you can do to save on your insurance. Talk to a financial representative or check out even more of our home insurance discounts.
Yes, you need home insurance for your rental property. This will cover the property itself, your personal items within, and your liability in case of injury.
Our rental property insurance can also help protect your rental income in case your tenant has to move out due to an insured loss on your property. You can learn more about rental property insurance here.
You can insure a house or condo as a rental property as long as it’s used only for residential purposes.
Depending on your policy or the duration of your property’s vacancy, you may need to adjust your coverage. Talk to your financial representative for more information.
Our base rental property insurance policy package includes basic water damage protection, for damage from say a leaking pipe. We offer additional comprehensive water damage protection to cover damage from things like sewer back-up, flooding, and more. Learn more about our comprehensive water protection.
Rental property insurance is designed for situations where you own a property that is occupied full-time by a tenant.
Short-term rental insurance applies when you own and live at a property, but rent out all or part of it to guests for up to 180 days per year (like using AirBnB for a spare bedroom).
If you’re interested in adding short-term rental coverage to your policy, speak with a financial representative to explore your options.
Ready to get a quote?
It only takes a few minutes to get your personalized quote for rental property insurance online. You can also call 1‑877‑545‑2667 or find a financial representative.
