Insurance Investments Group Claims About us

Anywhere your adventure takes root, we’re along for the ride

With ATV insurance, you’ll have coverage that’s specially designed for ATVs, at a price you can afford.

Get a quote and buy online 1-877-757-2893

Why off-road with us?

Most ATVs in Canada are uninsured, leaving their users and others at risk. Our ATV insurance, designed with your specific needs in mind, means that you, your passengers and other riders are protected. Take advantage of flexible, stand-alone recreational vehicle insurance, which lets you protect your quad bike without having an existing Home or Auto policy. Or bundle your ATV coverage and enjoy discounted rates. What’s more, you always have the option of selecting a deductible that works for you.

What’s covered on and off the trails?

Our tailored and affordable ATV insurance protects you through:

Third-Party Liability to cover your obligations for causing injuries or property damage.
Accident Benefits to provide medical-expense and loss-of-income payments, regardless of who was at fault in an off-road collision.
Uninsured Auto to cover your expenses if you’re injured by a fleeing or uninsured rider.
Direct Compensation Property Damage to compensate you for damages to your ATV if you are not at fault.
Collision coverage to repair or replace your ATV if it is damaged in a collision.
Comprehensive coverage to protect against non-collision related losses to your ATV, like from theft, fire or flying objects.

How to save while you explore?

We offer various discounts to help lower your ATV premiums:
Multi-vehicle discount
When you insure multiple recreational vehicles, or when you pair your coverage with an Auto policy.
Multi-product discount
When you purchase another Co-operators policy, like home or life insurance.
Electric vehicle discount
When your ATV is powered by battery.
Renewal discount
When you insure your ATV with us for five or more consecutive years.

Enjoy a safe ride

Start with a quote and get the coverage you need today.

Get a quote and buy online