Permanent life insurance
Build your wealth and plan your legacy with permanent life insurance.
Lifelong affordable coverage
Investment opportunities
Cash values can cover premiums
Whole Life suite
- Coverage starts at $25,000, available to anyone up to 80 years old
- Whole Life - Head Start policies are also available for children
- Guaranteed cash values which allow you to access funds through partial surrenders and policy loans
- Build value with policy dividends that are payable after your policy’s first year
- Option to pay premiums for 10 years, 20 years or the life of the policy
Universal Life suite
- Enjoy maximum flexibility and allow savings to grow in a tax-deferred account*
- Manage your financial portfolio with multiple investment accounts, all tailored to your personal risk profile
- Access cash accrued within your policy, whenever you need it
- Choose coverage that you can adapt as your life changes
* Tax regulations can change at any time
Infinity Term®
- Coverage starts at $25,000, available to anyone up to 80 years old for Life-Pay, or up to 70 years old for 20-Pay
- Infinity Term® - Head Start™ policies are also available for children
- Access full coverage without a savings component – perfect for protecting your business, estate or family
- Level guaranteed premiums that are fully paid up at maturity
- Add from a full set of riders and benefits to customize your plan
Responsibility® and Responsibility PLUS®
- Up to $25,000 coverage with no medical exam, available to anyone between 40 to 80 years old
- Affordable monthly premiums that never increase – perfect for anyone concerned with life insurance costs
- Payouts are two times the coverage amount for accidental death
Start your coverage today
Our financial representatives can help you find a life insurance plan that makes sense for you.
Find a financial representativeWhole Life ProtectorTM
Read our guide for more details about Whole Life Protector™ permanent life insurance.
Read the Protector™ guideWhole Life AscendTM
Read our guide for more details about Whole Life Ascend™ permanent life insurance.
Read the Ascend™ guideParticipating Account Management Policy
Find more details about our policy for managing accounts.
Read our management policyPolicyholder Dividend Policy
Learn more about our methods to generate and pay dividends to participating policies.
Read our dividends policyParticipating Life Insurance Performance
Understand the participating and dividend crediting portion of certain life insurance policies.
Read the performance guideTalk to us today
Life insurance is underwritten by Co-operators Life Insurance Company. Segregated funds and annuities are administered by Co-operators Life Insurance Company. This material is provided for informational purposes only. Please refer to your policy for applicable coverage details, limitations, and exclusions. This information is provided for informational purposes only as of the date published and is subject to change without notice. It is not intended to represent specific individual financial or tax advice. In Quebec, a licensed insurance advisor is a Financial Security Advisor or a Representative. Co-operators® is a registered trademark of The Co-operators Group Limited and is used with permission. Infinity Term®, Whole Life Ascend®,Whole Life Protector®, Responsibility® and Responsibility Plus® are registered trademarks of Co-operators Life Insurance Company.