Tenant insurance
Find the right renter’s insurance in minutes.
Why get tenant insurance?
Tenant insurance helps renters protect the things a landlord’s insurance doesn’t, like the cost to replace any furniture that’s damaged in an accident. The average cost of a tenant’s personal property claim is $6,716 (based on 2023-2024 national data).
How does tenant insurance protect you?
Protect yourself from unexpected costs while renting in Canada. Explore our full coverage details.
Personal items
Cover the costs of replacing any of your items that get damaged or stolen like furniture, computers or bikes.
Liability coverage
Cover accidental damage to your rental unit or unintentional injury to guests, like friends or delivery drivers.
Unit upgrades
Protect any upgrades you make in your rental unit, like new flooring, smart lighting, or upgraded fixtures.
Loss of use coverage
If you ever need to stay at a hotel or move to a new unit due to damage or repairs from a claim, we’ll help cover your relocation costs.
Add on to your protection
Depending on where your rental home is located or the value of the items you own, you might want additional coverage. We offer customized coverage for all budgets and lifestyles. To learn more, or to discuss personalized home insurance needs, get in touch with a financial representative.
- Water, septic or sewer backups
- Storm surges
- Waves from a storm or hurricane
- Flooding from any body of water
- Water from extreme weather
- Rising of the water table
Get our best price for tenant insurance
Here are some easy ways you can save on the coverage you need.
Combine your insurance
Enjoy discounted coverage when you bundle your home and auto insurance, or when you insure more than one home with us. Learn more about bundling.
Stay claims free
If you've never made a claim while covered by home insurance, you may be eligible for an automatic discount.
Increase your deductible
Increasing your deductible can help lower your premium. Plus, any deductible over $1,000 will “disappear” by $100 each year you stay claims-free.
Find even more ways to save
There’s plenty you can do to save on your insurance. Talk to a financial representative or check out even more of our home insurance discounts.
Ready to get a quote?
It only takes a few minutes to get your personalized quote for tenant insurance online. You can also call 1‑877‑545‑2667 or find a financial representative.
