Recreational vehicle insurance

Whether you’re on or off the road, get coverage built for your adventures.

Get a quote and buy online Get a quote and buy online Retrieve your quote Retrieve your quote

What do you want to insure?

All-terrain vehicles (ATVs) and snowmobiles

Discover new trails with confidence.

Motorcycles, mopeds and dirt bikes

Protect your ride, wherever it takes you.

Trailers and motorhomes

Get ready to answer the call of the open road.

Seasonal getaways

Secure your personal retreat with flexible coverage.

Explore seasonal home insurance

Already have insurance with us?

Enjoy our most competitive rates when you combine your policies with us.*

*Terms and conditions apply.

Recreational vehicle insurance that puts you first

Customizable protection

Get coverage for the way you adventure. At Co-operators, we’ll build a recreational vehicle policy that matches your lifestyle.

Support when you need it

At Co-operators, we make people a priority. Our financial representatives are dedicated to providing the best customer experience. That’s why clients trust us to protect what they love.

Co-operative values

As a proud Canadian co-operative since 1945, we support our communities. We partner with organizations like Kampgrounds of America® (KOA), the Ontario Federation of All Terrain Vehicle (OFATV) Clubs and Ride for SickKids.

Get a quote and buy online Get a quote and buy online

Get help from a local financial representative

Not sure what kind of coverage you need? We can help. With more than 600 locations across Canada, a financial representative is ready to chat when you are.

Find a financial representative

Manage your policy online

Get access to your recreational vehicle policy from anywhere, at any time. With Online Services you can:

Access your auto insurance liability slip (pink slip)
File and track your claims with ease

Learn more about Online Services

Make a claim

When it comes to claims, we’ll do everything we can to take care of you. We’ll help you get through the process as quickly as possible and be there every step of the way.

Submit a claim online

Call our 24-hour claims centre

1-877-682-5246

In Quebec, call 1-877-594-2667

Chipped or cracked windshield or window?

No need to make a claim

Simply show your insurance certificate at an approved shop.

Find an auto glass repair shop

Resources to help protect your ride

Although your digital insurance slip is a valid proof of insurance in most provinces and states, we recommend that you always keep a paper copy with you.

Three years for convictions and five years for at-fault collisions, though it can vary by province.

Yes, you can loan your vehicle to family and friends who have a valid driver’s licence. If they’re involved in a claim on the vehicle, your policy or premium will be affected.

Coverage for boats can be added to your home policy, making it convenient to protect what you love. Coverage limits and covered risks vary by policy type. Find out how our home insurance policy can protect your boat