Products and services with sustainability features

We develop insurance and investment products and advice to support sustainability, while making Canadian homes and communities more resilient to a rapidly changing world.

Embedding sustainability

We support our clients in making more sustainable choices and building their personal resilience. Together, we work to catalyze sustainability and resilience in our society.

Insurance products for sustainability

Our insurance products offer protection against risks, including climate-related risks like flooding.

Read more about our insurance products for sustainability and resilience

Paperless delivery

Paperless delivery helps us reduce waste. That’s why we encourage our home, auto, farm and business insurance clients to switch to paperless. It’s convenient, secure and helps reduce our environmental footprint.

Learn more about paperless delivery.

Claims and the circular economy

Our claims processes and partnerships promote the circular economy and reduce waste from the claims process.

Read more about reducing waste in claims

Sustainability focused investment solutions

By applying a sustainability lens to investment solutions, clients can access mutual funds that drive positive outcomes: achieving your financial goals, while addressing some of the biggest issues facing our communities and the planet.

Read about the carbon footprint of our investment portfolios

Carbon footprint reporting

We have an interim target to reduce the emissions of our operations by 45% between 2019 and 2030, before achieving net zero no later than 2040.

Read more about our carbon footprint reporting

2025 Integrated Annual Report

Our co-operative is linked to the complex and dynamic world around us, and we report on how we engage with the world through our various roles – as an insurer, a financial planner, an investor, a business and a co-operative.


Read our 2025 Integrated Annual Report