Insurance Investments Group Claims About us

Investor relations

At Co-operators, we’re dedicated to achieving financial security for our clients, members and shareholders. We manage our performance carefully and report our financial results publicly to show our responsibility to our investors and the communities we serve.

Credit ratings

We’re highly rated by leading credit rating agencies, so our investors can feel confident in our strong financial position. All ratings are current as of December 31, 2023.

Co-operators Financial Services Limited

Measurement Morningstar DBRS S&P Global Ratings
Issuer credit rating BBB (high) BBB
Senior unsecured issues BBB (high) BBB
Outlook Stable Stable

Co-operators General Insurance Company

Measurement AM Best Morningstar DBRS S&P Global Ratings
Preferred stock rating Not applicable Pfd-2 P-2
Issuer credit rating a A A-
Financial strength rating A A A-
Outlook Stable Stable Stable

Co-operators Life Insurance Company

Measurement AM Best Morningstar DBRS
Issuer credit rating a Not applicable
Financial strength rating A A
Outlook Stable Stable

The Sovereign General Insurance Company

Measurement AM Best
Issuer credit rating a
Financial strength rating A
Outlook Stable

Profit for a social purpose

Find out how we’ve created environmental, social and financial value for our key stakeholders in our annual report.

Read our annual report
Preferred shares

Co-operators General Insurance Company Non-Cumulative Redeemable Class E Preference Shares, Series C, trade under the ticker or stock symbol CCS.PR.C on the Toronto Stock Exchange.

Dividend taxation

The federal Income Tax Act, and most provincial income tax legislation, taxes Canadian individuals who receive eligible dividends at a reduced rate. These dividend tax rules have been implemented by the Canada Revenue Agency and Revenu Quebec.

All dividends paid by Co-operators General Insurance Company to individuals and trusts on or after January 1, 2006, are eligible dividends for the purposes of the Income Tax Act.

We’re investing in the future of Canadians while delivering financial results

Quarterly financial reports

Sustainable investing

Co-operative governance

News releases

Need more financial information?

If you’re a financial analyst, rating agency or other investor looking for more information, contact us for help.

Lesley Christodoulou

Vice-President, Finance, Accounting, Reporting and Chief Accountant