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Co-operators MFS LifePlan Retirement Funds


Co-operators MFS LifePlan Retiree Fund

Co-operators MFS LifePlan Retirement 2025 Fund

Co-operators MFS LifePlan Retirement 2030 Fund

Co-operators MFS LifePlan Retirement 2035 Fund

Co-operators MFS LifePlan Retirement 2040 Fund

Co-operators MFS LifePlan Retirement 2045 Fund

Co-operators MFS LifePlan Retirement 2050 Fund

Co-operators MFS LifePlan Retirement 2055 Fund

Co-operators MFS LifePlan Retirement 2060 Fund

Co-operators MFS LifePlan Retirement 2065 Fund

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Co-operators BlackRock LifePath Index Funds


Co-operators BlackRock LifePath Retirement Index Fund

Co-operators BlackRock LifePath 2025 Index Fund

Co-operators BlackRock LifePath 2030 Index Fund

Co-operators BlackRock LifePath 2035 Index Fund

Co-operators BlackRock LifePath 2040 Index Fund

Co-operators BlackRock LifePath 2045 Index Fund

Co-operators BlackRock LifePath 2050 Index Fund

Co-operators BlackRock LifePath 2055 Index Fund

Co-operators BlackRock LifePath 2060 Index Fund

Co-operators BlackRock LifePath 2065 Index Fund

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Co-operators Heritage™ Portfolios


Co-operators Heritage™ Very Conservative Portfolio

Co-operators Heritage™ Conservative Portfolio

Co-operators Heritage™ Moderate Portfolio

Co-operators Heritage™ Aggressive Portfolio

Co-operators Heritage™ Very Aggressive Portfolio

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Responsible Investment Portfolio Funds


Co-operators NEI Select Income RS Portfolio

Co-operators NEI Select Income & Growth RS Portfolio

Co-operators NEI Select Balanced RS Portfolio

Co-operators NEI Select Growth RS Portfolio

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Index Managed Asset Allocation Funds


Co-operators BlackRock Conservative Balanced Index Fund

Co-operators BlackRock Moderate Balanced Index Fund

Co-operators BlackRock Aggressive Balanced Index Fund

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Fixed Income Funds


Co-operators BlackRock Canada Universe Bond Index Fund

Co-operators BlackRock Long Bond Index Fund

Co-operators Canadian Fixed Income Fund

Co-operators CorePlus Fixed Income Fund

Co-operators Long Term Provincial Bond Index Fund

Co-operators MFS Canadian Fixed Income Fund

Co-operators Money Market Fund

Co-operators PH&N Bond Fund

Co-operators PH&N Short Term Bond & Mortgage Fund

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Balanced Funds


Co-operators Balanced Fund

Co-operators Mawer Balanced Fund 

Co-operators Mawer Global Balanced Fund

Co-operators MFS Balanced Fund

Co-operators PH&N Balanced Fund 

Co-operators Sustainable Balanced Fund

Co-operators Templeton Institutional Balanced Trust Fund

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Canadian Equity Funds


Co-operators BlackRock Canadian Equity Index Fund

Co-operators Canadian Equity Fund

Co-operators Canadian Resource Fund

Co-operators ClearBridge Canadian Equity Fund

Co-operators Fidelity True North® Fund

Co-operators Mawer Canadian Equity Fund

Co-operators Mawer New Canada Equity Fund

Co-operators MFS Canadian Research Equity Fund

Co-operators NEI Canadian Equity RS Fund

Co-operators NEI Canadian Small Cap Equity RS Fund

Co-operators PH&N Canadian Equity Fund

Co-operators PH&N Dividend Fund

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Foreign Equity Funds


Co-operators BlackRock Global Equity Index Fund

Co-operators BlackRock International Equity Index Fund

Co-operators BlackRock Islamic Equity Index Fund

Co-operators BlackRock U.S. Equity Index Fund

Co-operators BlackRock U.S. Equity Index Non-Taxable Fund

Co-operators Fidelity Global Fund

Co-operators Fidelity Global Real Estate Fund

Co-operators Global Equity Fund

Co-operators International Equity Fund

Co-operators Mawer International Equity Fund

Co-operators Mawer U.S. Equity Fund

Co-operators PH&N Overseas Equity Fund

Co-operators U.S. Equity Fund

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Yield Pass-Through Investment


Co-operators Retirement Security Fund

Similar to GICs found at a bank, The Co-operators interest rate options allow a fixed interest rate to be locked in for a set period. If you have a lower risk tolerance and your primary concern is preservation of capital, a Variable or Guaranteed Rate Option may be the right choice. These investments are also an excellent addition to any portfolio as a short-term savings tool.

Guaranteed Rate Option (GRO)

The GRO allows you to choose a fixed period of up to five years, during which the interest rate is guaranteed for the length of the term and compounded annually.

The GRO interest rates at October 2, 2024 are:

1 Year Term is 3.000%

3 Year Term is 2.650%

5 Year Term is 2.750%

(Note: Rates subject to change at any time)

Variable Rate Option (VRO)

The VRO ensures that your plan keeps pace with current interest rates. Because these rates may change as often as daily, interest is credited each day.

The VRO interest rate at October 2, 2024 is 1.300%.

(Note: Rate subject to change at any time)

Investment managers

You can count on our knowledgable and experienced managers to help you achieve your investment goals.

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We’re here for you every step of the way. Whether you want to learn more about our flexible solutions or get help building your perfect plan, we’re happy to answer your questions.

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