Term Life 1

• A quick, easy way to secure life insurance for a full year
• Available for people 18-49 years old, with coverage options between $50,000 and $475,000
• Affordable premiums with guaranteed renewable rates
• Get a quote and purchase online in less than 5 minutes with no medical exam

• Choose between 10, 15, 20, 25, or 30-year renewable plans
• Guaranteed premiums for the life of the policy and fixed during your term
• Option to convert to a permanent life insurance policy
• Exchange your 10-year term to 20, 25 or 30 years without a medical exam within the first 5 years

Looking to protect your mortgage in Canada? Mortgage Guard® lets you decide how to protect the financial well-being of your loved ones, your lifestyle and your financial future.

• You own your policy, and only you can cancel it
• Your policy stays in effect, even if you switch lenders
• Your premium rate is guaranteed for the term of the policy
• The benefit amount is level for the term of the policy, unless you choose to reduce it (which also reduces your premium)
• If you pay off your mortgage or sell your home, you can convert to a permanent life insurance policy

You can also add two optional add-ons to Mortgage Guard^®

• Disability protection: Cover up to 125% of your mortgage payments if you become disabled and lose your job
• Critical illness protection: Receive a lump-sum payment up to $2,000,000 if you are diagnosed with one of our covered conditions. Explore our Critical Assist product for more details.