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Life insurance

Get a term life quote
Choose the right coverage to protect your loved ones and their financial future.
Shopping for life insurance in Canada? It’s important to have a plan that secures the value of your estate and maintains the lifestyle and financial well-being of your loved ones. Our solutions range from basic coverage that helps you protect what matters to more flexible options that help you grow your savings.

Get the right protection for your life stage


Plan and protect your financial future with life insurance that meets your budget and needs.


Protect your loved ones against the unexpected with the right coverage.


Secure your lifestyle and add to your wealth with coverage that has built-in savings.

Get flexible, affordable solutions

We’ll take the time to understand your situation and help you find the type (and amount) of coverage you need, whether it’s term or permanent, critical illness or disability, or a mix of insurance that’s tailored to you.
Term life

Enjoy affordable coverage, with a duration of your choice. (1, 10, 15, 20, 25, or 30 years)
Explore term life insurance

Permanent life

Secure lifelong coverage that comes with guaranteed premiums, adapts to your changing needs and, in some cases, can provide opportunities to build your wealth.
Explore permanent life insurance

Critical illness

Receive a tax-free payout if you’re diagnosed with a covered, life-altering condition, and potentially recover your premiums upon surrender or expiry if you’re claim-free.
Explore critical illness insurance

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Mortgage insurance

Secure your mortgage with life insurance, optional critical illness, and disability insurance, all in one convenient plan.
Explore mortgage insurance

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Life insurance calculator

Understand how much life insurance is enough for your situation.

Frequently asked questions

Get answers to your life insurance questions.

When is the best time to buy life insurance?

Find out how buying a policy early in life can add up to significant savings.
Added protection for our clients

Co-operators is a member of Assuris, a not-for-profit organization that protects Canadian policyholders if their life and health insurance company should fail. Assuris protection applies to all individual and group life and health products issued by Co-operators.

Visit to find out more.

Talk to us today

For personalized solutions that fit your needs and budget, connect with a
financial representative near you.