Condo insurance covers damage to the interior of your unit, personal belongings, and liability coverage. Learn more about how condo insurance works with a condo corporation’s policy.
Condo insurance
Your condo deserves the best protection.
Why get condo insurance?
Condo corporations offer insurance for the exterior and shared spaces, but that doesn’t cover items inside your unit or any upgrades you make, like new flooring. You might also be responsible for part of the building’s deductible if repairs are needed.
How does condo insurance protect you?
Protect the items inside your unit, help cover building repair costs, and more. Explore our full coverage details. For Quebec clients, explore our Quebec coverage details.
Personal items
Cover the costs of replacing any of your items that get damaged or stolen like furniture, computers or bikes.
Liability coverage
Cover accidental damage to property not owned by you or unintentional injury to others.
Unit upgrades
Get protection for improvements you make to your unit, like new flooring, countertops, smart lighting, or upgraded fixtures.
Deductible protection
As a unit owner, you may need to pay a portion of your condo corporation’s deductible after a claim – we'll cover up to $25,000 for an insured loss.
Add on to your protection
Depending on where your condo is located or the value of the items you own, you might want additional coverage. We offer customized coverage for all budgets and lifestyles. To learn more, or to discuss personalized home insurance needs, get in touch with a financial representative.
Comprehensive water
Protection from sudden and accidental water damage caused by:
- Water, septic or sewer backups
- Storm surges
- Waves from a storm or hurricane
- Flooding from any body of water
- Water from extreme weather
- Rising of the water table
Sustainable home upgrades
With Enviroguard®, we’ll cover an additional 10% of your claim, up to $50,000, to repair or replace property with more environmentally responsible alternatives.
Earthquake coverage
Extend your policy to cover damage caused by earthquakes.
Get our best price for condo insurance
Here are some easy ways you can save on the coverage you need.
Combine your insurance
Enjoy discounted coverage when you bundle your home and auto insurance, or when you insure more than one home with us. Learn more about bundling.
Stay claims free
If you've never made a claim while covered by home insurance, you may be eligible for an automatic discount.
Increase your deductible
Increasing your deductible can help lower your premium. Plus, any deductible over $1,000 will “disappear” by $100 each year you stay claims-free.
Find even more ways to save
There’s plenty you can do to save on your insurance. Talk to a financial representative or check out even more of our home insurance discounts.
Ready to get a quote?
It only takes a few minutes to get your personalized quote for condo insurance online. You can also call 1‑877‑545‑2667 or find a financial representative.
