Does your home need customized coverage?

If you have a higher-value home, you may need specialized insurance coverage because of its contents, customization, and features. Prestige Plus offers all of the coverage you need, plus all of the policy enhancements and valuable extras to fully insure your higher-value home and everything in it.

Is Prestige Plus right for your home?

Prestige Plus is the optimal coverage solution for your home if you:

  • Own a single-family home, valued at $600,000 or greater, with customized features
  • Use your dwelling as your private residence
  • Have collections of art, antiques, wine and/or jewellery
  • Have a complete monitoring system for fire and burglary
  • Would benefit from Legal Advice and Insurance
  • Need coverage for mechanical breakdown of whole-home computer systems and high-end appliances
  • Want the satisfaction of our award-winning, individualized claims service

Customized coverage

This complete coverage package includes all of the extended coverage and services you need to protect your home, including:

Increased/Special Limit Coverage for:

  • Jewellery
  • Fine art and collectibles
  • Wine collections
  • Lock replacement

Increased Liability Coverage that provides coverage for employees such as nannies in case of accidental injury or death while they are working for you

Home Equipment Mechanical Breakdown coverage for your home’s mechanical systems such as whole-home computer systems and high-end appliances

Legal Advice and Insurance coverage for legal expenses such as employment or contract disputes, legal defense, bodily injury, property protection and tax investigations

Identity Fraud Coverage Expense - up to $25,000 to assist with identity theft recovery expenses

Enviroguard® coverage, which pays an additional 10% above the claim amount up to a maximum of $50,000 to replace damaged property with more eco-friendly and sustainable products

Guaranteed Replacement Cost, which covers the actual cost of replacement of your dwelling even if it is greater than 100% of your limit of insurance

Access to our award-winning and knowledgeable claims staff

No obligation to rebuild; if you choose not to replace your dwelling after a loss, you will receive the actual rebuilding cost up to the policy limits

No deductible if the claim is over $50,000

If you have a higher value home, find out if this new coverage is for you.