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This page is provided as a general source of information for a specific point in time and should not be considered solicitation to buy or sell any investment. Nothing contained in the article constitutes investment, legal, tax or other advice. Mutual funds are offered through Co-operators Financial Investment Services Inc. to Canadian residents except those in Quebec and the territories. Segregated funds and annuities are administered by Co-operators Life Insurance Company. Co-operators Sustainable Investment Solutions are a proprietary product, managed by Addenda Capital Inc. (“Addenda”). Co-operators Financial Services Limited, Co-operators Financial Investment Services Inc.’s holding company, is a majority owner (approximately 90%) of Addenda which is a related or connected issuer. We offer both proprietary products and third-party products. The proprietary products we sell are subject to the same due diligence review process as the third-party products and we do not offer compensation incentives or benefits to advisors to encourage them to sell proprietary products over other products that would be more suitable for you. Co-operators Life Insurance Company and Co-operators Financial Investment Services Inc. are committed to protecting the privacy, confidentiality, accuracy and security of the personal information that we collect, use, retain and disclose in the course of conducting our business. Please refer to our privacy policy for more information. Co-operators® is a registered trademark of The Co-operators Group Limited. © 2023 Co-operators Financial Investment Services Inc. © 2023 Co-operators Life Insurance Company.