Keep your farm machinery rolling
Farm machinery is used solely on the farm for farm business. Farm tractors and implements may be licensed for road use.
Farm machinery can include:
Basic and Elite coverage
Our basic coverage for farm machinery protects against fire, lightning, or a natural, coal or manufactured gas explosion. Elite coverage is available to provide coverage for direct physical loss or damage from most external causes.
Loss of Use: If you are unable to use your farm machinery due to an insured incident, this will cover your loss of use costs to a limit of $1,000 per day ($5,000 maximum).
This coverage is included in our Elite farm machinery package, and can be added to a Basic farm machinery package for an additional premium.
Tool replacement cost: If insured damage occurs, this allows you to replace farm tools at today’s prices, rather than being compensated for their depreciated value.