Stay one step ahead of cyber threats with Privacy Breach coverage

In our increasingly connected world, privacy breaches pose a threat to business of all sizes. Any organization that handles or stores the personal data of customers, employees and/or business associates within a digital medium must be extra vigilant. Not only can these threats disrupt your day-to-day operations, but they can also have long-term impacts on the reputation you’ve worked so hard to cultivate.

The right protection for today’s complex, digital landscape

A built-in part of eligible Co-operators® Business insurance policies, our Privacy Breach* coverage provides protection for the expenses and interruptions you could incur if your business’ confidential data is lost, stolen or mistakenly shared. Our coverage is designed to address the unique and emerging risks to businesses of all sizes, including co-operatives and non-profit organizations. It covers:

  • Privacy Breach Expense – for unexpected expenses and/or costs of complying with privacy laws.
  • Business Interruption – for lost income and/or increased costs if a privacy breach causes interruptions to your business operations.

A combined maximum limit of $25,000 applies to claims for expenses and interruptions. No deductibles are applied to any Privacy Breach claims.

Get expert assistance when you need it with CyberScout® (a SontiqTM brand)

Our coverage provides free access to claims support, emergency-response services and prevention tips from CyberScout, our trusted partner in cyber security and protection. Their investigative Breach Response team provides the counselling you need, as soon as you need it. Call CyberScout for:

  • Emergency response support, 24/7
  • Breach counselling
  • Assistance with crisis management, client notification, media relations, legal support and more.
  • Resources and advice to help you reduce your cyber risk and plan ahead.

To report a potential breach, discuss a claim or receive loss-prevention advice, call CyberScout toll-free at 1‑833‑258‑4394.

Our Privacy Breach Coverage provides the resources and protection to help your business before, during and after a breach. For more information, talk to your local Financial Advisor.

*Coverage is provided on a claims made and reported basis, i.e. claims must be made against the insured and reported during the policy period for coverage to apply.

Privacy Breach Insurance is underwritten by Co-operators General Insurance Company. Please refer to your policy for applicable coverage limitations and exclusions. CyberScout® is a registered trademark of SontiqTM. Co-operators® is a registered trademark of The Co-operators Group Limited. Co-operators General Insurance Company is committed to protecting the privacy, confidentiality, accuracy and security of the personal information that we collect, use, retain and disclose in the course of conducting our business. Please refer to our privacy policy for more information. © 2021 Co-operators General Insurance Company.