Join us as an Independent Advisor

Ready to build a business driven by connection, support and community impact?

Build your own business and make a positive impact

At Co-operators, our purpose is to deliver financial security for Canadians and our communities. As an Independent Advisor, you’ll help bring that purpose to life. You’ll run your own business, build strong relationships and offer clients personalized solutions – all with the support of a trusted national brand.

Is becoming an Independent Advisor right for you?

Joining Co-operators as an Independent Advisor could be right for you if you:

  • Want to run your own business with industry-leading support
  • Enjoy helping clients achieve their financial goals and want to make an impact in your community
  • Value flexibility and want an unlimited earning potential

Not sure if this is the right career for you? Get in touch with us. If you’re curious about the opportunity but don’t quite meet all the requirements, we’re here to support you. Email us at field_talent_recruitment@cooperators.ca. We’ll connect you with a recruiter in your area.

Types of Independent Advisors

We recognize that professional interests aren’t one-size-fits-all, which is why we offer three Independent Advisor opportunities:

Commercial Insurance Advisor

From property and liability insurance to specialized coverage tailored to different industries, a Commercial Insurance Advisor (CIA) helps business clients protect their livelihood.

Meet our CIAs

Financial Services Independent Advisor

A Financial Services Independent Advisor (FSIA) provides clients with holistic financial support through our wide selection of life insurance, investment and travel insurance solutions.

Meet our FSIAs

Financial Representative

A Financial Representative offers exclusive Co-operators products like mutual funds, home, auto, and life insurance. As a Financial Representative, you’ll join a national network that spans over 350 communities.

No matter your experience, build your business with us

New Independent Advisors

Just getting started or thinking about a change? At Co-operators, we’ll give you the training, mentorship and tools to succeed.

Our Path to Proficiency (P2P) program helps you:

  • Build a strong foundation in insurance, financial services, sales and managing client relationships.
  • Grow your skills through a blend of structured learning, practical applications, coaching and on-the-job experience.
  • Develop confidence and professional judgement through progressive milestones and performance expectations.
  • Learn to support your clients using Co-operators tools, processes and systems.
  • Put your training into practice with real clients while getting feedback and support from leaders, coaches and peers.
  • Set yourself up for lifelong success by establishing the skills and habits you need to create meaningful client relationships.

Developing and established Independent Advisors

Have years of experience? At Co-operators, we’ll help you take the next big step in your career. We’ll guide you as you grow your business and become a trusted Independent Advisor in your community.

How we support developing and established Independent Advisors:

  • In-depth training, onboarding, professional development opportunities and one-on-one mentorships
  • Marketing support and resources
  • Access to Co-operators tools, processes and systems
  • Guidance from our product specialists

Why become a Co-operators Independent Advisor?

Co-operative values

When you join us as an Independent Advisor, you’ll be part of a co-operative that cares deeply about your success. Learn more about who we are.

A trusted name for over 80 years 

Since 1945, we’ve grown into one of Canada’s leading financial services co-operatives. We’re proud of that history, and when you join our team, that legacy becomes yours to share from day one. 

Compensation that scales 

We offer income support while you’re getting started. Once you’re set up for success, you’ll earn commission-based compensation with uncapped potential. 

What Independent Advisors say about working with Co-operators

“[My supervisor] along with a few others were put in place to help support my role. It’s good to know someone is there, ready and willing to help with any issues I might have.”

Sharon Hall, CIA

“It’s great because so many clients already know Co-operators, so you’re not new to them. If you’re willing to put the effort in, success is solely in your hands.”

Jim Talbot, FSIA

“I have been an [Independent] Advisor for 12 years and I only wish that I had considered this opportunity earlier. The work is hard but with a solid team working together you can make such an impact.”

Richard Van Dyke, Financial Advisor

Ready to join Co-operators?

Email field_talent_recruitment@cooperators.ca to learn more or apply today.