Insurance Investments Group Claims About us

Members get great benefits

Our 46 member organizations bring the interests of millions of Canadians to our governance tables. Meet our members and learn how we give back to them.

Are you a member? Sign in to our member website.

What we mean by “our members”

Co-operative organizations are owned and controlled by the people who use their products and services. Members of Co-operators are not individuals, but rather groups of companies that operate on a co-operative basis and unite around a common purpose.

Our company’s founding members came from agriculture and credit unions in Saskatchewan and Ontario. Today, our membership has expanded across sectors and regions. This increased diversity is integral to balancing our perspectives.

Our member organizations across Canada

Our 46 member organizations are located across Canada, including 7 in British Columbia; 5 in Alberta, Saskatchewan and Manitoba; and 8 in Ontario, Quebec and the Atlantic provinces.

Our members across different sectors

Our member organizations represent a variety of sectors, with 37% in agriculture, 30% in service, 17% in finance, 7% in retail and consumer, 7% in health, and 2% in labour.

Being a member comes with benefits

Across Canada, co-ops provide food, housing, goods, services, meaningful work and financial solutions. Through our Member Benefits Program, we offer unique benefits like personalized insurance coverage and savings to our members and their members.

We work closely with our member organizations to offer a program that meets the needs of individual members. If you belong to one of our members that participates in our Member Benefits Program, you have access to enhanced coverage and exclusive savings on your insurance.1 To find out if your organization is part of the program, read Meet our members.

Call us at 1-844-770-9138 to find out more about the Member Benefits Program.

Through the program, members can take advantage of these exclusive insurance offers.


We provide enhanced home coverage at preferred rates. For example, members can get free Claim Forgiveness on an eligible home policy, so their first claim won’t affect their premiums or disappearing deductible.


Members can get preferred rates on auto insurance2, depending on their province.


Our exclusive Commercial Advantage Endorsement provides more than 30 additional coverage extensions and is included for members with property coverage.


Enhanced farm insurance3 options include more than 30 types of coverage at a reduced cost. Additional farm and home savings of up to 5% are available on eligible policies.

Travel Card Image

Eligible travel insurance4 policies can receive discounts of up to 10%.

In addition to exclusive Member Benefits Program coverage and savings, we offer members investment solutions and health and life insurance.

Meet our members

Get to know our members by sector and region, and find out which organizations participate in our Member Benefits Program.

1 Each member organization selects which benefits are offered to its members. Contact 1-844-770-9138, your local Co-operators financial representative, or your participating member organization to find out which benefits are available through your Co‑operators Member Benefits Program. Savings vary based on the eligible policy type and each individual’s insurance profile and are not guaranteed. Discount applies to qualified members of the Member Benefits Program only. Certain conditions, limitations and exclusions may apply.

2 Discounts, coverage and eligibility vary by province. Not all products are available in all provinces. Preferred rates are available only in Ontario, Alberta, Newfoundland, Quebec and Prince Edward Island.

3 Enhanced farm insurance is not currently available as part of the Member Benefits Program in Quebec.

4 Travel insurance is underwritten by CUMIS General Insurance Company, a member company of The Co-operators Group Limited, and is administered by Allianz Global Assistance, which is a registered business name of AZGA Service Canada Inc. and AZGA Insurance Agency Canada Ltd. Refer to the certificate for full terms and conditions, including limitations and exclusions.