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Company structure

Learn about the companies that comprise Co-operators.

Addenda Capital Inc.

Providing discretionary investment management services to a wide range of organizations, as well as the companies of Co operators Group Limited.

The Co‑operators Group Limited

The cooperative holding company for The Cooperators group of companies.

Co‑operators Financial Services Limited

The Canadian holding company for all of The Co operators insurance, brokerage and investment management operations.

Co‑operators General Insurance Company

Providing Home, Auto, Farm, and Commercial insurance across Canada and distributing Life insurance and Wealth Management products for Cooperators Life Insurance Company.

Co‑operators Life Insurance Company

Providing Life and Health insurance, as well as Wealth Management products, to individuals and groups across Canada.

Co‑operators Financial Investment Services Inc.

Distributing thirdparty mutual funds through our exclusive Canadian network of offices.


The leading provider of insurance - related products and services to credit unions, caisses populaires and their Canadian members.

The CUMIS Group Limited

Ownership interest in Aviso Wealth , serving the wealth management needs of clients and credit union members across the country.


A digital, on - demand insurance platform to purchase a broad range of insurance products, including short - term rental and event coverage.

Federated Agencies Limited

Providing Personal, Commercial and Financial Services products to strategic business partners.


Providing credit software solutions to credit unions across Canada.

The Edge Benefits Inc.

Offering simplified disability insurance products to Canadians, with a focus on the self - employed marketplace.

The Premier Group of Companies

Offering professional liability, specialty casualty, and general property coverage through a network of more than 4,000 brokers across North America.

The Sovereign General Insurance Company

A trusted source of risk solutions for Canadian business.