Plan ahead

Plan the best way forward

Why sustainable investing makes sense

Sustainable investing is a great way to invest for your future and the planet’s. And you can still expect strong investment returns.

RRSP basics for Canadians

Discover the fundamentals of this popular retirement-savings tool, including how it works, the tax benefits and how you can use the savings you accumulate.

An in-depth look at RRSPs

Take a deeper dive into Canada’s top retirement-savings tool, including the contribution deadline and limits, withdrawal rules and income splitting.

Compare FHSAs, TFSAs and RRSPs

Explore the differences and similarities between these popular savings accounts to determine the right way forward for your life stage.

Get to know TFSAs

These TFSA basics show you how to make the most of this unique account, which shelters your savings growth from taxes.

An in-depth look at TFSAs

Explore rules around annual contribution limits, how your personal contribution room gets adjusted, and making withdrawals.

What is a RRIF?

Turn your retirement savings into a regular income for your golden years with a RRIF account.

Get to know locked-in retirement accounts

Grow your pension savings and draw a retirement income with locked-in accounts like LIRAs and LIFs.

What is a non-registered investment account?

Enjoy unlimited contributions and withdrawals with a non-registered savings and investing account.

What are mutual funds?

Explore the basics of this investing strategy to determine if it’s the right fit for your portfolio.

How do mutual funds stack up?

Take a look at the differences between mutual funds and other popular investing options, like segregated funds, stocks, ETFs, index funds and GICs.

Protect your savings with segregated funds

Worry less about your financial future with segregated funds. They offer powerful guarantees that secure your investment, no matter how the markets perform.

What are annuities?

Enjoy the security and convenience of a guaranteed income, based on the terms of your choosing. Here’s how annuities work and how they can benefit you.

Why invest with us?

When choosing a partner to invest with, it pays to find one that reflects your values. We’ve outlined some of the top factors to consider.

Plan for life's milestones

Financial planning for new parents

Take advantage of government benefits and savings tools designed to help you with the expenses of raising a family.

How do RESPs work?

RESPs come with powerful government contributions that help you save for your children’s post-secondary education expenses.

Tax and charitable donations

There are charity tax credits available with some charitable donations. Find out how you can benefit, and if your favourite charities are eligible.

Buying life insurance young

Find out why buying a life insurance policy early in life can amount to large savings as you age, and ensure any future dependents will always be well protected.

Insurance for newlyweds

Aligning your insurance policies can save you money and ensure you’re receiving the coverage you need to protect the life you’re building together.

New home insurance tips

Buying a new family home should be a great experience. Use these tips to make sure you have the right insurance coverage before and after you move.

Home renovation tips

With a little planning and preparation, you can make your home reno a smooth and stress-free experience. Use these tips to get ahead.

Young driver auto insurance and tips

Have a young driver that needs insurance? Find out how you can save on premiums, and pass on a few safety tips that will help them now and in the future.

Buying a new car

Get a step-by-step guide to buying a new car, including the pros and cons of buying vs. leasing and insurance considerations for your new vehicle.

Plan for market volatility

Navigate market downturns with seg funds

During periods of market volatility, segregated funds allow you to maintain peace of mind that your contributions are protected.

Understand the ups and downs of the market cycle

Market volatility is inevitable. While history shows that markets recover and trend upwards, understanding how market cycles work can make it less unsettling.

Don’t let emotions control your investments

During a downturn, investors should keep their emotions in check, and stay focused on their goals and risk tolerance. Get tips on avoiding emotional investing.

Can you successfully time the market?

Markets go up and down, often suddenly, making market timing very difficult. Know the benefits of time in the market versus timing the market to stay on track.

Invest time in setting financial goals

Achieving your financial goals is easier with a clear roadmap. This article offers a range of tips and tools to help!

Down markets can mean opportunity

Rather than a time to “escape” the market, a downturn can be a smart time to begin or keep on investing. Here’s why.

Plan for investing success

Demystify common investing biases

Behavioural finance research has identified some prominent emotional biases that can influence our decision-making.

Professional investment management

Find out how investing with a professional can help you reach your financial goals, even in uncertain times.

The power of investing and staying invested

Find out why entering the market early, and staying invested through market downtrends, can lead to long-term success.

A beginner’s guide to investing

Before you start your investment journey, it pays to know the basics – including what it is, when you should start and what investing options are right for you.

Get the most out of your investing experience

No matter which types of investments you have, there are simple ways to stay on top of your money, make personal updates and find the things you need, quickly.

What are investment funds made of?

What are investment funds made of? Gain a better understanding of the contents and performance of Cooperators investment funds.

How inflation impacts your investments

Learn more about inflation and its impact on your Co-operators investment funds.

Time-weighted vs. money-weighted rates of return

Time-weighted vs. money-weighted rates of return. Learn more about the two most common industry methods for measuring a portfolio’s performance.

What you should know about crypto

What is cryptocurrency? And what are the risks of investing in this new type of asset? Find out all that and more!

Tips for dealing with market volatility

Feeling anxious about recent market news? Keep these core strategies in mind when markets waver.