Farm livestock and poultry coverage
We insure the following livestock. If your livestock isn’t on this list, contact your agent to see if it’s covered.
Beef cattle
Dairy cattle
Horses
Hogs
Sheep
Goats
Available coverage
Our livestock insurance is available as a Broad or Elite package. Broad covers most basic risks, while Elite covers more risks.
Broad
Fire, lightning, explosion
Earthquake
Water transportation - stranding, sinking or burning of vessel
Impact by aircraft
Collision or upset
Flood
Riot, vandalism or malicious acts
Theft (not including mysterious disappearance)
Tornado, windstorm and hail
Smoke
Animal collision
Fumes, huddling, piling, smothering or freezing (by an insured peril)
Attack by wild animals or dogs (non owned)
Artificial electricity
Drowning
Building collapse or falling trees
Accidental shooting
Entrapment
Elite
Our Elite package covers everything listed in Broad and extends further coverage to:
Hardware ingestion
Bloat
Accidental physical injury
Rabies
Animal birth
Colic
Smoke
Blizzards
Dairy Enhanced Coverage
Dairy Guard rolls any options that dairy farm owners will be looking for into one simple package added to their farm property insurance.
Some of the additional increased coverage available under Dairy Guard includes:
Exterior farm signs
Fuel and/or fuel tanks
Fences and/or corrals for vehicle impact and fire damage
Hay, straw, fodder, and silage
Fertilizer and chemicals
Debris removal
Talk to your local agent about putting together the best plan for your dairy farm.
Additional coverage
More coverage is available for loss via power interruption and coverage for embryos or semen being transported for purposes of artificial insemination.
Farm Poultry and Eggs
Fire and Lightning This covers poultry and eggs against fire, lightning, and explosion.
Fire and Extended Perils
Impact by aircraft
Collision with vehicle
Flood
Blizzard, rainstorm, sleet, snow
Riot, vandalism or malicious acts
Theft (not including mysterious disappearance)
Windstorm and hail
Smoke
Animal collision
Earthquake
Huddling, piling, smothering or freezing (by an insured peril)
Attack by wild animals or non-owned dogs
Waterborne transportation: stranding, sinking, or burning of vessel
Drowning
Poultry Enhanced
Poultry Plus puts together the extra coverage a poultry farm needs at a discounted package rate added to basic farm property insurance.
A few items included with increased limits are:
Debris removal
Fire damage to grain, hay, straw, fodder, silage, fruit, etc.
Exterior farm signs
Fuel and/or fuel tanks
Fences and/or corrals for vehicle impact and fire
Loss of Use for Farm Machinery with Farm Machinery policy
Hay, straw, fodder and silage
Contact your local agent to find out more about having your poultry operation covered by The Co-operators .
Additional coverage is available for poultry and eggs for consequential loss resulting from damage to the building, power interruption or heat prostration. Contact your Co-operators agent to find out more.