Add insurance to your travel essentials

Wherever your next adventure takes you, remember to take travel insurance with you. For such a small investment, your travel policy packs a lot of value.

No one wants to think about a medical emergency derailing vacation plans, but it pays to be prepared. A recent national survey by The Travel Health Insurance Association of Canada (THIA) revealed that although unexpected emergency medical treatment is the single most expensive hidden travel cost, over one third of Canadian travellers do not buy travel health insurance.

Many travellers seek emergency hospital and medical treatment, most often for gastrointestinal issues, infections and fractures. However, provincial health plans only cover nine per cent of medical expenses that occur outside of Canada, and limit coverage when you travel to another province. Although you can expect to pay as much as $8,500 a day for care in the U.S., most provincial plans reimburse as little as $100 a day for medical treatment outside of Canada.

Medical care and more

In addition to extending your provincial medical care, Travel insurance from The Co-operators offers:

  • Coverage for trip cancellation, trip interruption and lost luggage. In the event of extreme weather or other unplanned events, travel insurance offers affordable financial protection in case you have to cancel, interrupt or delay your trip.
  • Options for older travellers. Coverage offered by your credit card(s) often comes with age limitations for those who qualify. While many travel insurance companies do not offer insurance for seniors, we provide affordable, comprehensive benefits geared to Canadians aged 60 or older.
  • Multi-trip plan. Why buy another policy every time you plan a trip? If you’re going to take a few trips this year, consider our multi-trip travel insurance plan to protect you and your family.

With a little planning ahead, you can be prepared with travel insurance and enjoy your vacation. Talk to us today about our flexible options.