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Investment solutions

Solutions designed with you in mind.

With so many choices, it’s no wonder that investing can feel overwhelming. But it doesn’t have to. We’re here to help you move ahead, with a diverse range of easy-to-use investment solutions that fit your goals and your budget.

Investment accounts

Setting up an investment account is the first step to investing. It can then hold your choice of investments, including mutual fundsand segregated funds, to match your goals. Some of the most popular account types include the following

Tax Free Savings Account (TFSA)

Take advantage of tax free growth and withdrawals

Registered Retirement Savings Plan (RRSP)

Grow your retirement savings faster by deferring taxes


First Home Savings Account (FHSA)

Save faster and tax-free for your first home


Registered Education Savings Plan (RESP)

Save for a child's university or college tuition

Registered Retirement Income Fund (RRIF)

Turn your savings into a regular retirement income.

Locked-in Retirement Accounts

Grow your pension savings and draw a retirement income

Non-Registered Savings Plan (NRSP)

Enjoy the flexibility of unlimited contributions and withdrawals


Investment vehicles

Once you’ve determined the right investment account, it’s easy to find the right investment products including our own sustainable-investing options to help you achieve your financial goals, in a way that works for you. Co operators offers these popular products (along with helpful advice, when you need it):

Mutual Funds1

Invest in professionally managed funds that provide easy diversification and strong growth potential.

Segregated Funds2

Invest in professionally managed funds that offer growth potential, along with a guarantee on your principal investment.


Access a guaranteed income, while removing the need to make ongoing investing decisions.

We also offer

Variable Rate Options (VRO)2

Get interest credited daily to ensure that your investment plan keeps pace with current interest rates.

Guaranteed Rate Options (GRO)2

Choose a fixed investment period (up to 5 years), where interest is guaranteed for the specified term and compounded annually.

Invest in a better understanding

RRSP or TFSA? Segregated funds or mutual funds? Increase your understanding of popular investment topics by visiting our Resource Centre.
Visit Resource Centre

Talk to us today

Need help choosing the right investment solutions for your profile? Connect with a Co-operators financial representative near you.

Co-operators is a registered trademark of The Cooperators Group Limited. Not all products are available in all provinces.

Mutual funds are offered through Cooperators Financial Investment Services Inc. to Canadian residents except those in Quebec and the territories.

Segregated funds, variable rate options, guaranteed rate options and annuities are underwritten and administered by Cooperators Life Insurance Company. Cooperators Financial Investment Services Inc. and Co-operators Life Insurance Company are committed to protecting the privacy, confidentiality, accuracy and security of the personal information that we collect, use, retain and disclose in the course of conducting our business. Please refer to our privacy policy for more information. 

© 2022 Cooperators Financial Investment Services Inc.

© 2022 Cooperators Life Insurance Company