Term life insurance
Get temporary coverage with term life insurance.
Versatile TermTM
Versatile TermTM offers all the benefits of Term Life 1, but for a longer period of time. The benefits of a Versatile Term™ policy include:
- Your choice of a 10-, 15-, 20-, 25- or 30-year renewable plan
- Affordable premiums guaranteed for the life of the policy, and fixed for the term of your choice
- Option to convert to Infinity Term®, Whole Life Ascend, Whole Life Protector or Universal Life (all permanent life insurance policies) before the policy anniversary closest to your 70th birthday, and without the need for a medical assessment. Versatile Term 10 can be exchanged for a Versatile Term 20, 25 or 30, without medical evidence, within the first 5 years.
- Easy access to a local representative for a personalized quote
What we offer
At Co-operators, we believe that life insurance isn’t a one-size-fits-all solution. We offer a wide range of flexible term life insurance at reasonable rates.
Life insurance resources
We can help you find the right policy for your life. At Co-operators, we have options that keep your planning simple and put your future on track.
Use our life insurance calculator to find out how much insurance you need.
Enjoy affordable and flexible life insurance
For a permanent life insurance quote, call 1-855-687-1684
Download our Getting Started Guide to initiate the life insurance discussion with your loved ones.
Download our Advisor Discussion Guide to help start the conversation with your financial advisor.