Get dependable car insurance for wherever the road takes you.
*Some restrictions apply
We provide coverage for:
Your special ride deserves special coverage. We provide insurance for vehicles that are:
Do you drive for a ridesharing service like Uber, or a food delivery app like Uber Eats? Get coverage when you’re offline and using your vehicle for personal reasons. ‡ Coverage varies across Canada.
‡While logged into the app, you’re covered through your company’s commercial fleet policy.
Keep your business moving forward with the right coverage.
Take the road less travelled with flexible coverage built around your lifestyle.
Ride safe with customizable coverage designed around your needs.
Here’s how you can save on auto insurance:
Having a professionally installed auto protection device like Tag can lower your premiums. As part of our anti-theft program, we’ll pay a portion of your installation fee for a Tag anti-theft device, depending on where you live.
Also shopping for home insurance? Combine it with your auto policy and get preferred rates.1
Does your employer offer group auto insurance from us? Group members can save up to 40% when they switch to Co-operators.
There are so many ways you can save on your car insurance. You may qualify for a discount if you:
In Canada, your minimum coverage depends on where you live. Find out how auto insurance works where you live. Here’s a quick look at some of these types of coverage:
Want added peace of mind? You can increase the amount of coverage on your vehicle, or you can add on additional coverage. Options vary by province. Here are some optional types of coverage to explore:
2 Comprehensive doesn’t insure your car against theft if a member of your household steals your car, or if an employee whose job involved using or maintaining the car steals your vehicle.
Not sure what kind of coverage you need? We can help. With more than 600 locations across Canada, a financial representative is ready to chat when you are.
Get access to your auto policy from anywhere, at any time. With Online Services you can:
When it comes to claims, we’ll do everything we can to take care of you. We’ll help you get through the process as quickly as possible and be there every step of the way.
Submit a claim online
Chipped or cracked windshield or window?
No need to make a claim
Simply show your insurance certificate at an approved shop.
Do you need to add, store, remove or replace a driver or vehicle on your auto policy?
There are so many myths surrounding auto insurance. Find out what’s true and what’s not.
Find out what to do if you’ve been in a collision or your vehicle breaks down.
Planning a big trip? Before you hit the road and fill up on fun, check out our road trip safety tips.
1 All bundled savings are based on filed discounts and rates. Savings vary based on each individual’s insurance profile and are not guaranteed. Savings vary by province. The advertised bundled offer includes a welcome discount for new home and auto insurance clients, a claim free discount for home insurance clients and a conviction-free rating (in ON) or conviction-free discount (in NS, AB, NB and QC) for auto insurance clients. For home insurance clients, the welcome discount is available only for homeowners (excluding condominiums, mobile homes, seasonals and rented properties). The conviction-free rating or discount is available on private passenger vehicles and requires all drivers to have no minor/major and/or serious/criminal code convictions and no demerit suspensions in the preceding 3 years. Certain conditions, limitations and exclusions may apply. To be eligible for the claims free discount, you must have been with your current provider for a period of 5 years. If you have not been with your current provider for 5 years, you must be claims free with your other providers for the preceding 5 years. Contact a licensed Co-operators representative for detailed information about how savings could apply to you.
