Insurance Tips- The Co-operators

Insurance tips

Here you’ll find advice, information, tips and tricks for staying safe, protecting your home, saving money and more.

Do you need earthquake insurance in Canada?

Earthquake risk varies across Canada. Find out if your area is prone to earthquakes and if this coverage is right for you.

Condo Insurance 101

Find out why you need condo insurance and the basics of how it works.

5 steps to reach your savings goals

What are you saving for? Whether it’s travel, retirement, a rainy day, or a little of each, here’s how you can reach your goals.

Take charge of your holiday spending and save

Looking to tighten the reins on your spending this holiday season? Use these tips to save on gift giving, entertaining, travel and more, so you can enjoy this special time of year free of financial burden.

Ice dam prevention

Know the signs of dangerous ice dams and how you can prevent them from damaging your home.Know the signs of a dangerous ice dam and how you can prevent them from damaging your home.

Get ice dam prevention tips

Tips for a stress-free home renovation

Find out what you need to ask your contractor before tackling home improvements, which renos will add value to your home the most, and how your insurance may change.Know the signs of a dangerous ice dam and how you can prevent them from damaging your home.

Get home renovation tips

Keep your oil tank safe from leaks and spills

If you heat your home with oil, you should be aware of the environmental damage and health hazards that oil leaks can cause. In fact, just 1 litre of oil can contaminate 1 million litres of drinking water.

Read about oil tank safety

Easy ways to live a greener, more sustainable life

Embed these simple sustainability tips into your lifestyle. You’ll contribute to the environmental, social and financial resiliency of our communities, and save money along the way.

Get sustainability tips

Roof maintenance tips for preventing leaks and damage

Here’s how to keep your roof in top shape, so it withstands wind, rain, hail and all that Mother Nature throws its way this summer.

Get roof maintenance tips

How to prevent fires at home

Go beyond the basics and make your home extra fire resilient with these important safety tips and more.

Get fire prevention tips

Collision: Now what? Take a 360 ° view

Do you know what to do at the scene of a collision? Browse our 360 ° interactive collision scene and discover who to call, what information to gather for a claim, how to protect yourself, and more.

Learn what to do after an auto collision

Tips for a healthier home, workspace and car

Declutter the places where you spend the most time to reduce stress and improve your mood, productivity and well-being.

Get tips for improving your indoor spaces

How cannabis legalization impacts your insurance coverage

The Cannabis Act, also known as Bill C-45, came into effect October 17, 2018, legalizing recreational marijuana. Here’s how this landmark decision affects your Group Home and Auto insurance.

Read about cannabis legalization

Find out about our unique Service Review Panel

After the Armstrong family lost their house to a fire, they looked to our unique Service Review Panel to overturn a claims decision in their favour.

Read the Armstrong family's story

8 tips for Canadian winter driving

Remember these 8 easy tips to help you safely reach your destination while driving in slippery winter conditions.

Get tips for winter driving

Safe driving habits that save you money

These 3 simple tips will not only improve your safety on the road but also save you time and money.

Get tips for safe driving

7 ways to get your best sleep for a productive workday

Check out these simple changes you can make during the day for a good night’s sleep, so you can stay motivated and mentally fresh.

Get productivity tips

What is behind the rising cost of home insurance?

More claims lead to higher insurance rates. Find out what issues are affecting Canadians and creating more claims.

Learn how insurance rates are calculated

10 ways to help prevent home break-ins

Break-ins can occur at any time to anyone in any neighbourhood. Review these tips and learn how to protect your home from burglary.

Get tips for safeguarding your home against burglars

Do you need to buy rental car insurance?

You need insurance if you rent a car, but are you already covered through your personal auto policy or credit card? Or is it better to buy insurance at the rental counter?

Find out if you need to buy rental car insurance

Home fire sprinklers save lives and reduce damage

Fire sprinklers are installed everywhere except the place we need them most - at home. See how big a difference they make.

Read about home fire sprinklers

Reduce damage to your travel trailer with simple repairs

Get the number one tip for preventing water damage to your travel trailer and use our guide for opening, closing and extending the life of your trailer.

Get maintenance tips for your trailer

8 outdoor spring cleaning tips: repair damage and save energy

Looking for a reason to get outdoors as soon as spring weather hits? Complete these smart home maintenance tips to prevent costly problems and help reduce your energy bill.

Get spring cleaning tips

New car guide: buying, leasing and insurance

Get a step-by-step guide to buying a new car, including the pros and cons of buying vs. leasing and insurance considerations for your new vehicle.

Get tips on buying, leasing and insuring your new car

Reduce your flood risk this spring

Limit the chance of flooding around your home this spring with these simple tips.

Prevent damage from spring flooding

Winter tire tips for safer seasonal driving

Winter tires are an essential part of safe winter driving. For top performance, they must be in good condition and used at the right time of year. Get the most out of your winter tires and maximize their effectiveness with a few basic rules of thumb.

Read our winter tire recommendations

Cold-weather power outages: what to do before, during and after

With temperatures dropping low throughout winter, find out how to protect your home and family from a cold-weather power outage.

Plan for your next winter power outage

Keep your home safe and reduce energy usage when you’re away

Whether you’re heading away to the sunny south or spending time with family in another part of Canada, follow these steps to protect your home from winter weather, would-be thieves and energy-hungry appliances.

Protect your home while you travel

3 quick tips to prepare your home for winter

Preparing your home for a long, cold winter is something every homeowner should consider. Here are three quick and easy jobs you can do to help winterize your home.

Get tips for winterizing your home

Protect yourself from cyber risk

We’re more attached than ever to our devices in an online world. While technological advances have made our lives easier, they also present new threats. Here are the top security risks to be aware of and tips on how to protect yourself.

Learn about cyber security risk

Rainproofing checklist for homeowners

Follow these easy steps to help keep your property safe and dry during periods of heavy rainfall.

Get our rainproofing checklist

TeachResiliency.ca provides crucial mental health resources

Statistics indicate that 1 in 5 students suffer from a mental health problem or illness. TeachResiliency.ca, a new public online portal, offers easy-to-use tools and strategies to promote both teacher and student mental well-being.

Read about mental health resources

Does your car have an outstanding recall?

Approximately 1 in 6 cars on Canadian roads has an outstanding recall. In 2015 alone, 5 million cars had a safety-related issue that required a recall notification in accordance with the Canadian Motor Vehicle Safety Act. Check the national database for any safety-related defects that could be putting you at risk.

Check the car recall database

9 tips for a safe road trip this summer

It’s Canada’s 150th birthday! Planning to use your free 2017 Parks Canada Discovery Pass? Here are some summer road trip tips.

Get tips for safe road trips

How to prevent hail damage and stay safe

Here are some tips on how to protect yourself and your family before, during and after a hailstorm.

Read about hail damage

Flood safety: how to protect your home

Extreme weather is causing more water damage than ever. Protect your home and family before, during and after a flood.

Read about flood safety

Do you know what you own?

A home inventory is an easy way to help you choose the right amount of coverage and simplify any future claim. Use these tips to create your inventory now.

Get tips for taking inventory of your home

Top tips for a stress-free renovation

Putting your greatest investment (your home!) in expert hands shouldn’t be stressful. Reduce anxiety and get the most out of your home reno with these top tips.

Ask your home contractor these questions

Simplify the home buying process with this step-by-step checklist

Whether you’re a first-time home buyer or looking for an upgrade, take this handy checklist with you and close the deal with confidence.

Download the home buyer’s checklist

Top 10 tips for closing and winterizing pools in Canada

Get your pool ready for winter with these tips to protect your investment from damage.

Get tips for winterizing your pool

Put the brakes on distracted driving

Distracted driving is a major factor in road fatalities. Checking a text, adjusting the GPS or changing the radio may only take a few seconds, but it’s enough time to put you, and others, at risk. Find out more about how you can stay focused on the road.

Learn how to avoid distraction while driving

5 things young drivers need to know about car accident

Do the young drivers in your life know what to do in case of an accident? Make sure they do with these quick tips.

Get tips for young drivers after a collision

Retrieving your unclaimed property

In recent media reports, experts have estimated that billions of dollars of unclaimed property exists across Canada. At The Co-operators, we’re taking a proactive approach to direct owed-funds to the right individuals.

Read about unclaimed properties

Winter tires: does the investment pay off?

A cost/benefit analysis of the value of installing winter tires on your vehicle that shows the time, money and peace of mind you can save by having them.

Learn whether winter tires pay off