Having the right insurance and employee benefit programs is important for a co-operative like yours. Count on one of our specially trained financial advisors to tailor a plan to the needs of your co-operative, with rates that won’t stretch your budget.
Co-op Guard® combines all the protection you need in one complete package.
for financial protection against lawsuits Essential Liability Coverage
Commercial General Liability
Tenants Legal Liability
Non-Owned Auto Liability
Specialty Liability Coverage to protect you from claims arising from your actions
Commercial Auto Insurance
Third Party Liability
Garage Auto Insurance
to protect your business if your confidential data is lost, stolen or mistakenly shared. Choose from our standard level of protection, or upgrade to Cyber Guard Select offering more protection, higher limits and flexible add-ons. Cyber Guard coverage
Property, Loss of Income and Crime Coverage to cover any buildings or other property your co-op owns, and the loss of income while your business is closed due to an insured loss.
to cover your mechanical equipment when it breaks down, ruptures or cracks Equipment Breakdown Insurance
Group Benefits* to insure your most important assets: your employees.
Group RRSPs* to help your employees save for retirement.
Range of expertly managed investment options Low minimum contributions
Excellent retirement education
Affordable coverage and accessible service
Our specially trained advisors have insurance expertise with the co-operative sector. You’ll have access to advice and help by telephone, online, and through our 24-hour claims emergency hotline.
Maintain your insurability
Co-op Guard® includes free access to our risk management and loss control resources, and knowledgeable staff to help keep your insurance costs down.
Co Foundation, emerging and expanding co-operatives that meet the eligibility criteria of our Co-operative Development Program or operators Co Community Funds can apply for funding. Ask us for more information. operators Connect with us for specialized coverage for your co-operative
For more information, contact us at
*Group Insurance and RRSP coverage is not available with Co-op Guard® in Quebec.