Solutions designed with you in mind
Your farm is more than just your business. It’s your life’s work. Protect what matters most and secure your farm’s financial future with our comprehensive solutions.
Why choose Co-operators?
Personalized service
We take the time to get to know you. We’ll visit your farm to make sure you get the right coverage. And we’ll provide one-on-one support whenever you need it.
Innovative and sustainable solutions
We invest in research and count on input from farmers like you to offer industry-leading solutions that balance economic, environmental and social priorities.
Complete protection and exclusive discounts
Protect your buildings, machinery, produce and more with our comprehensive coverage. Plus, enjoy reduced premiums if you bundle your coverage, if you’re claims-free and if you have years of farming experience.*
Financial planning support
You can protect your assets, secure your retirement, minimize transfer fees, and meet the needs of future generations with our estate and succession planning services.
Co-operative values
As a Canadian co-operative, your success is important to us. We do what’s right for you and your community. We’re proud supporters of local charities and groups, including 4-H Canada.
*Terms and conditions apply. Please speak with a financial representative for more information.
Enjoy coverage add-ons
You can customize your coverage to suit the unique needs of your farm.
Farm Defender
This program helps you protect your operations by encouraging you to adopt risk-management and resiliency practices. The program will continue to expand as new tools, technologies and partnerships become available.
Flex GuardTM
Standard farm insurance allocates separate limits for each coverage type. So, if a claim exceeds the limit of one type, you may have to pay the excess out of pocket. But with Flex Guard, you can optimize your protection by combining coverage limits across four major coverage types: farm structure, machinery, livestock and produce. It’s a great way to build flexibility into your policy and take control over what you want to protect.**
TomorrowStrongTM
Our basic package insures your farm against fire, lightning and explosion. With TomorrowStrong, you can get additional coverage for your farm dwellings to help prevent damage from recurring after a claim. For example, we can help cover the cost of using roofing materials that offer better protection against wind, hail and fire.
**Flex Guard may not apply to all types of claims. Each claims scenario is unique, payouts will be dependent on the claim circumstances, policy wording, coverage, limits, etc.
TomorrowStrongTM and Flex GuardTM are trademarks of The Co-operators Group Limited.
We’re here for you
Whether you have questions about your policy or coverage needs, we can help. And it all starts with a conversation.
Let’s connect.
Experience you can trust
With more than 75 years of experience, you can count on us to offer the right support. Discover why we’re a leading farm insurance partner in Canada.
Farm insurance is underwritten by Co-operators General Insurance Company. Not all products available in all provinces. This material is provided for informational purposes only. Please refer to your policy for applicable coverage details, limitations, and exclusions.
Co-operators® is a registered trademark of The Co-operators Group Limited. Co-operators General Insurance Company is committed to protecting the privacy, confidentiality, accuracy and security of the personal information that we collect, use, retain and disclose in the course of conducting our business. Please visit our privacy policy for more information. To contact us, visit cooperators.ca or call 1-877-545-2667 (in Quebec, call 1-877-630-2667).
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