Which group retirement plan is right for your group?

We offer two types of group plans that allow your employees to choose their own investment mix from our wide selection of expertly managed funds.

Group RRSPs

Easy to set up and administer, a Group Registered Retirement Savings Plan is a simple way to help employees save for their retirement with minimal cost on the plan sponsor's part. The plans are not subject to provincial pension legislation, so regulatory reporting is minimized and we complete all filings for the Canada Revenue Agency. Employer contributions are tax deductible and can be changed or adjusted at the discretion of the plan sponsor.

Group Pension Plans

We offer Defined Contribution Registered Pension Plans (RPPs), where plan members receive the benefit of a secure retirement savings program, while the plan sponsors control costs through fixed, tax-deductible contributions. This plan is also known as a money purchase pension plan. It requires some government compliance and reporting.

Contact our group sales representative to find out more about our group RRSP or RPP plans.