Insurance Group Claims About us

Get group rates on auto insurance

Enjoy our preferred auto insurance rates for your car or recreational vehicle.

Get a quote
Affordable coverage that fits your lifestyle
Whether you’re looking for a little coverage or a lot, get the protection you need at a great price. At Co-operators, you’re in the driver’s seat when it comes to protecting your car or recreational vehicle.

What's covered?

While each province or territory in Canada handles auto insurance differently, most policies will include the following types of mandatory coverage.¹
This coverage will help pay for damages you're responsible for in case of an accident.
Accident Benefits
Cover extra medical expenses, income, or funeral costs in case of an accident.
Uninsured Automobile
Cover the costs of an accident involving another driver who isn’t insured.
Direct Compensation for Property Damage
If you’re in an accident that’s not your fault, this coverage takes care of your vehicle and everything in it.
Get a quote

Get additional coverage

Add an extra layer of protection with additional coverage you can rely on.


This covers the cost of repairing or replacing your vehicle if you cause an accident.


If your car is damaged or stolen, this coverage will help you repair or replace it.²

Accident Protection

With this coverage, your premium won’t increase after your first car accident.

Depreciation Protection

If you buy a new car and have a claim within the first 5 years, this coverage protects your car’s full value.

Family Protection

Protects you if you get into an accident with an underinsured driver, and they’re at fault.³

Loss of Use

Need to get around while your car is in repair after an accident? This coverage helps pay for your temporary transportation costs.

Still have questions?

Talk to us today to explore your options and put together a custom quote just for you.

Stay safe and save money with smart tips

Car theft prevention tips

Stay a step ahead of car thieves with tips for keeping your vehicle safe.

All about rental car insurance

Find out if you need to buy rental car insurance the next time you rent a vehicle.

Collision and Comprehensive are types of coverage that are optional and subject to a deductible. Collision covers the cost of repairing or replacing your vehicle if you cause an accident. Comprehensive protects your vehicle against losses other than collisions, such as hail, flood, theft, fire, glass breakage, falling objects, missiles, explosions, earthquakes, windstorms, vandalism or malicious mischief, and riot or civil commotion.

You may not need to purchase additional coverage when you rent a vehicle. However, there may be restrictions, and coverage can vary depending on the country you're travelling to and the type of vehicle you are renting.

Yes, all collisions should be reported to the police. This helps document the facts and allows the police the opportunity to investigate.

No, you don't. However, these shops have been carefully selected by us to ensure high quality technicians and equipment. We guarantee their work for as long as you own the car and highly recommend using them.

This website contains general information. Your insurance policy prevails if there is a discrepancy in the information presented.

¹ Coverage and products listed may vary depending on province or territory. For complete coverage details, limitations and exclusions, please review your insurance policy. Your insurance policy will vary by province or territory and will be used to determine whether or not, as well as the extent to which, benefits will be payable.

² Comprehensive doesn’t insure your car against theft in two instances: if a member of your household steals your car, or if an employee whose job involved using or maintaining the car steals your vehicle.

³ Benefits paid are subject to individual policies.