Insurance for non-profit organizations

Insurance for non-profit organizationsAffordable coverage and risk management advice

To protect the thousands of voluntary, non-profit organizations supporting communities across Canada, we designed Community Guard® with affordable coverage for liability, property damage and more.

A Co-operators Financial Advisor will work with you to make sure your organization has the coverage you need. They will offer risk management advice and ongoing support including:

  • Affordable, stable premiums. Your Business insurance rates will never increase by more than 5% each year, as long as your coverage needs are the same and you have no claims. If a larger increase is necessary, we’ll let you know at least 12 months in advance so you can adjust your budget.
  • Accessibility. Our specially trained Financial Advisors have expertise in insurance for voluntary non-profit organizations. You’ll be connected to a Financial Advisor in your community and have access to help by phone, online, and a 24-hour claims emergency hotline.
  • Ongoing insurability. As your partner, we offer the added value of personalized risk management advice to help ensure your organization resiliency.
  • Community support. As a long-time member of Imagine Canada, we believe in giving back by offering financial support and actively participating with organizations that serve our communities.

Connect to coverage designed for voluntary non-profits

Count on one of our specially trained Financial Advisors to tailor a plan that has everything your group needs, with rates that fit within your budget. Community Guard® combines all the protection you need in one complete package, including:

Essential liability coverage for financial protection against lawsuits:

Specialty business liability insurance to protect you from claims:

Property and crime coverage to cover any buildings or other property your group owns:

Group benefits* to insure your most important assets, your employees:

Group RRSPs* to help your employees save for retirement:

Let’s talk about your organization’s needs

For more information, contact us at

Group Insurance and RRSP coverage is not available with Community Guard® in Quebec.