Farm InsuranceInsure your farm with a company founded by farmers

Farming isn’t like other business, so The Co-operators offers insurance plans specially designed to meet farmers' needs. It’s what you’d expect from a company founded by farmers. If you would like more information on any of our insurance products, just give us a call. Our local farm insurance agents will be happy to answer any questions and give you a free, no-obligation quote. Our basic farm policies offer coverage for:

  • Dwellings
  • Contents
  • Outbuildings
  • Machinery
  • Livestock
  • Produce
  • Poultry
  • General liability
  • Pollution liability protection

* *Note: The Co-operators does not sell farm insurance in Québec.

 Customized coverage

We believe in giving you many options for your farm insurance, allowing you to build a plan that is specific to your situation without adding coverage you don’t need.

We offer the following and more as options:

  • Replacement cost coverage
  • Sewer backup coverage
  • Loss of use of farm machinery
  • Power interruption
  • Loss of income protection (business interruption)
  • Increased fire department charges
  • Employer’s liability and voluntary compensation for farm employees (not available in all provinces)
  • Farm accident insurance (not available in all provinces)


Farm assessments

At The Co-operators, we believe in taking the time to get to know you and your farm operation and find out exactly what coverage you require. 
Your agent will come out to your farm to go through it with you and make sure that your insurance is tailored specifically to your needs. We know that the needs of a large commercial farming operation are far different than those of a hobby farm, and that poultry farmers need different coverage than produce or hog farmers.

Our farm insurance agents know exactly what to look for, and will conduct a thorough review of your property to ensure that you are getting the quote for the insurance you need. They’ll also give you safety tips and suggestions to help keep you and your farm operation safe. 

Proud sponsors of 4-H

Since 1913, 4-H has nurtured strong values such as citizenship, leadership, co-operation, responsibility, and independence in young Canadians.  4-H is an international organization that encourages rural youth to grow and learn through community service and the development of life skills.

4-H Clubs focus on friends, fun and learning new skills like creating crafts, building websites, producing plays, building small engines, or learning about animals. Today, one in four young people in rural communities share in the rich tradition of 4-H.

National volunteer leader of the year award

To recognize those 4-H Leaders who help make their communities a better place, The Co‑operators awards ten provincial winners with a certificate and a $100 cash prize. From this group, a national winner is chosen in a lottery for the Grand Prize of $1,100 cash and a trip to the National 4-H Conference.

Nominate a 4-H leader in your community for The Co-operators 4-H National Volunteer Award.