Annual Reports

As a co-operative, we take an integrated view of our operations and carefully manage our financial performance alongside our environmental, social and governance responsibilities. This interconnected view is now reflected in our public reporting. Our Integrated Annual Report offers an overview of our group of companies’ progress and performance, while reports on the financial performance of Co-operators General Insurance Company and Co-operators Life Insurance Company are also available.

Download our reports

2016 Integrated Annual Report

The Integrated Annual Report offers a comprehensive overview of The Co-operators approach to governance, client engagement, efforts to support the sustainability and resilience of Canadian communities, and financial performance.

The 2016 Integrated Annual Report Download

2016 Integrated Annual Report Summary

This brochure includes highlights from our 2016 Integrated Annual Report.

Summary Brochure Download

Co-operators General Insurance Company 2016 Annual Report

The annual report provides a detailed review of the Co-operators General Insurance Company’s financial performance in 2016, including our Management Discussion & Analysis and financial statements.

 2016 Annual Report Download

Co-operators Life Insurance Company 2016 Sources of Earnings

The Sources of Earnings report is a summary of the 2016 financial performance of Co-operators Life Insurance Company.

2016 Sources of Earnings Download

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Download our Integrated Annual Report’s Appendices

The appendices in our 2016 Integrated Annual Report are listed below for your convenience.

 All Appendices


 Employee Relations

 Sustainability policy and practices

 UNEP FI Principles for Sustainable Insurance: Annual disclosure of progress

 Carbon emission inventory

 Montreal Pledge – Carbon footprint of investments

 Credit ratings

 Consolidated tax expenses