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Term life insurance in Ontario

Get flexible and affordable coverage designed to fit your family’s current needs, and adapt as life changes.

Why choose Co-operators for term life insurance?

Competitive rates


Enjoy peace of mind, without a large monthly premium. Our term life products are among the most affordable in Canada.

Renewable terms


Choose the period of coverage that works for you. We offer 1, 10, 15, 20, 25 and 30-year renewable plans.

Flexible and comprehensive policies


Get coverage that works for you with add-ons that fit your unique needs.

Convertible coverage


Switch your term coverage to permanent without a medical right up to the renewal date closest to your 70th birthday.

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This material is provided for informational purposes only. Please refer to your policy for applicable coverage details, limitations, and exclusions.

Life and health insurance products are underwritten by Co-operators Life Insurance Company. Co-operators Life Insurance Company is committed to protecting the privacy, confidentiality, accuracy and security of the personal information that we collect, use, retain and disclose in the course of conducting our business. Please refer to our privacy policy for more information. Not all products are available in all provinces. ©2024 Co-operators Life Insurance Company.