Keep your cool on every adventure

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Why ride with us?

Our coverage is designed to meet the specific needs of snowmobilers. With Co-operators, you can purchase a flexible, stand-alone snowmobile policy, or you can increase your savings by bundling with a home or auto policy.

What’s covered on and off the snow?

Our tailored and affordable snowmobile insurance protects you through:

Third-Party Liability to cover your obligations for causing injuries or property damage.

Accident Benefits to provide medical-expense and loss-of-income payments, regardless of who was at fault in an off-road collision.

Uninsured Auto to cover your expenses if you’re injured by a fleeing or uninsured rider.

Direct Compensation Property Damage to compensate you for damages to your snowmobile if you are not at fault.

Collision coverage to repair or replace your snowmobile if it is damaged in a collision.

Comprehensive coverage to protect against non-collision related losses to your snowmobile, like from theft, fire or flying objects.

New: Riding gear coverage to replace up to $5,000 of snowmobile riding gear, like helmets, eyewear or airbag vests, after an insured loss.

New: Depreciation coverage to help cover the replacement costs of a new snowmobile in case of a total loss, available for up to five years.

How to save while you explore?

We offer various discounts to help lower your snowmobile premiums:

Multi-vehicle discount

When you insure multiple recreational vehicles, or when you pair your coverage with an Auto policy.

Multi-product discount

When you purchase another Co-operators policy, like home or life insurance.

Electric vehicle discount

When your sledding vehicle is powered by battery.

Renewal discount

When you insure your snowmobile with us for five or more consecutive years.

Enjoy a safe ride

Start with a quote and get the coverage you need today.

Get a quote and buy online

1-888-335-2219

Home and Auto Insurance is underwritten by Co-operators General Insurance Company. Not all products are available in all provinces. Co-operators General Insurance Company is committed to protecting the privacy, confidentiality, accuracy and security of the personal information that we collect, use, retain, and disclose in the course of doing business. Please refer to our privacy policy for more information. Co-operators® is a registered trademark of The Co-operators Group Limited.
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