Types of Life Insurance
Term life insurance
Term life insurance is an affordable option for those looking for temporary insurance for specific concerns, such as providing income to survivors so that they may maintain their standard of living, cover mortgage payments or stay home with young children.
Permanent life insurance
Our permanent life insurance policies build equity similarly to purchasing a home with a monthly mortgage. At the end of the journey, you have built a pool of funds. Most permanent policies have fixed rates, which make them a great choice for those who like to plan their budgets with fixed costs.
Universal Life insurance
For maximum flexibility and lifelong financial protection, Universal Life insurance gives you all the benefits of permanent life insurance with added investment options.
Critical illness insurance
If you encounter a serious illness, it’s nice to know that a critical illness policy will help pay the bills. All you’ll need to focus on is getting better.
Business life and health insurance
Every business owner wants to protect their company and legacy. We offer a wide range of life insurance plans for businesses to insure business owners, partners, key employees and debt obligations.
Co-operators Life Insurance Products
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Infinity Term®
Basic life insurance coverage combining the benefits of permanent and term insurance.
Versatile Term™
Customizable plans available for different terms and budgets.
Mortgage Guard®
Life Insurance protection for your mortgage with optional critical illness and disability benefits.
Infinity Term® business
Basic life insurance for business owners combining the benefits of permanent and term insurance.
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Infinity Term®
Basic life insurance coverage combining the benefits of permanent and term insurance.
Whole Life
Lifelong protection with all the benefits of permanent coverage.
Limited Payment Life
Permanent protection with a reduced payment period.
Responsibility® suite
Life insurance for seniors or those who don't want medical tests.
Infinity Term® business
Basic insurance for business owners combining the benefits of permanent and term insurance
Children’s Permanent
Children 20 Pay Life Plan with level premiums for 20 years.
Children’s Whole Life
Complete permanent life insurance with guaranteed premiums.
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Universal Life family™
Wealth management and life insurance for families.
Universal Life estate™
Universal Life policy with a focus on estate planning.
Universal Life wealth™
Universal coverage featuring wealth management.
Universal Life for children
The best coverage available for your kids.
Universal Life business™
Wealth management and life coverage for business.
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Critical Assist®
Our coverage plan for critical illness.
Critical Assist® Business
Critical illness insurance for businesses.
Critical Assist® Head Start
Critical illness coverage for kids.
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Child riders are available on most life insurance plans. See our children’s coverage for more details or contact your agent.
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Note: In Quebec, the term "agent" indicates a financial adviser.
