An emergency can happen at any time. Building a 72- hour emergency kit can help keep you and your family safe.

Like the players on a hockey team, life insurance options can vary in their roles. Whether you’re looking for the stability and long-term protection of Whole Life, the flexible coverage of Universal Life that adapts to market conditions or covering financial commitments with Term Life, this hat-trick of options can suit your needs and budget.

Canada’s dairy farmers keep fresh products moving all winter, helping make our memories all the more special … and delicious. As a 100% Canadian-owned co-operative, we’re proud to protect and support them. 🍁🥛

The right time to get life insurance is different for everyone. But it’s always a good idea to be prepared by having a policy in place before you need it. Think now’s the right time to look into life insurance? Talk to us today. We can help. #life #insurance

Small businesses create a beautiful mosaic of industries and culture that are at the heart of Canadian communities. Show your support for local vendors this Small Business Month. #ProudlyCanadian #SmallBusinessMonth

How much life insurance do I need? Can be a tough nut to crack. Everyone’s answer (and life) will be different. Ask us and we'll figure it all out together. #life #insurance

The right time to get life insurance is different for everyone. But it’s always a good idea to be prepared by having a policy in place before you need it. Think now’s the right time to look into life insurance? Talk to us today. We can help. #life #insurance

From confusion to clarity, one conversation at a time. Co-operators’ financial representatives are here to help you.

It’s Life Insurance Awareness Month so we’re breaking down the differences between the two main types of life insurance policies. Term life insurance covers you for a defined period (1-, 10-, 15-, 20-, 25- or 30-years) and is typically more affordable. It’s designed to protect your family for a specific, shorter-term need, like paying off a mortgage. It’s important to know that term policies generally offer lower initial premiums, but they may rise upon renewal. Permanent life insurance lasts your entire lifetime and builds cash value over time. While this policy type is more expensive, the longer you pay into your policy, the more its cash value grows. You can choose to flexibly utilize your permanent policy values as needed. In short: 🗓️Term = lower cost, temporary protection. ♾️Permanent life insurance= lifelong coverage, potentially builds cash value. The right choice depends on your stage of life. If you’re unsure of what you need, I can help you find the right solution. #LifeInsuranceAwarenessMonth #LifeInsurance #Legacy #Family