What can we help you with?
Sebastien Vermette
PFA™
Financial Advisor*
Mutual Fund Investment Specialist**
I'm a Financial Advisor, and owner of S. Vermette Insurance and Financial Ltd., operating as Co-operators in Timmins. We are an insurance and financial firm focused on personal and business insurance, wealth protection and financial retirement planning. I've been in the insurance and investment industry since 2008 and running the Timmins Co-operators office since 2013. With a vast knowledge base, strong integrity, and years of experience with loyal customers and investors, I specialize in helping individuals and small businesses work towards their financial goals.
Recognizing that each client has individual needs, I dedicate myself to understanding and appreciating each situation before making recommendations. I believe in educating clients and work diligently to help them develop achievable goals, understand their financial choices and portfolios, and implement strategies that assist them in attaining their personal plans.
During my spare time, I enjoy spending weekends at the cottage with my wife and two girls, hanging out around a fire with friends, attending concerts, and playing golf when I can.
Location
Timmins
Email
Andrew Mascioli
Life Insurance Specialist*
Mutual Fund Investment Specialist**
My name is Andrew Mascioli and I am a Financial Services Representative with Co-operators. I currently hold a Canadian Securities Certificate and a Life Licence Qualification. I provide financial services, including segregated and life funds, as well as life and health insurance. I focus on helping each client achieve their financial goals. I do this by completing a comprehensive financial assessment to determine the needs of each client, such as investments, tax savings, budgeting, and estate planning.
Hobbies
I enjoy spending time with my two children during my days off. I also enjoy snowboarding, fishing, travelling and cooking.
Location
Timmins
Email
Christianne Talbot
Associate Insurance Agent
As an Associate Insurance Agent, I specialize in home, auto and business insurance and am fluent in both French and English. I work hard to look out for my clients' best interests by ensuring they have the right protection and frequently review their policies so they understand what's covered and how they're protected. In my spare time, I enjoy camping and fishing with my friends and family.
Location
Timmins
Email
Ellen Cullimore
Associate Insurance Agent III
As as Associate Insurance Agent with Co-operators, I've been helping our clients with their insurance needs for the past nine years. I specialize in home, auto and life insurance, and financial investments. My life experience raising a family and planning for my future has helped me assist our clients in finding the right coverage for their needs. One of my passions is travelling and experiencing new cultures and meeting new people.
Location
Timmins
Email
Michelle Killins
PFA™
Associate Financial Advisor*
Mutual Fund Investment Specialist**
I have been an Associate Financial Advisor with Co-operators since 2017 and enjoy helping clients with all their financial and insurance needs. I currently specialize in investments, life, business, home, and auto insurance.
During my time with Co-operators, I've obtained many credentials to ensure that I'm always up to date and knowledgeable so I can provide the best service possible for my clients. I currently hold a designation of PFA (Professional Financial Advisor), mutual funds licence, life and segregated funds, as well as my general insurance.
In my free time, I enjoy camping with my husband and three children, playing on my baseball team, and golfing. I also enjoy quiet evenings at home watching movies when it's cold outside.
Location
Timmins
Email*Offering insurance products underwritten by Co-operators General Insurance Company and Co-operators Life Insurance Company.
**Offering mutual funds through Co-operators Financial Investment Services.