Rose Ray

Big impact starts with community 💙 Co-operators Community Funds (CCF) supports organizations that help underserved youth build skills, access mental health support and find meaningful job opportunities. Here’s what that looked like last year: ✨ 132 funding applications received ✨ $1.72M disbursed ✨ 68 organizations supported across Canada This is what showing up for communities can do. Learn more about how Co-operators is helping build resilience across Canada: https://www.cooperators.ca/en/about-us/sustainability/social-impact/co-operators-community-funds?suggested_content_id=3224780&social_network=hearsay_site&reference_id=rose_ray%40cooperators.ca #CommunityResilience #SocialImpact #InclusiveEconomy

Thinking about buying your first home? Learn more about how an FHSA could fit into your saving plan. Talk to us.

An emergency can happen at any time. Building a 72- hour emergency kit can help keep you and your family safe.

Canada’s dairy farmers keep fresh products moving all winter, helping make our memories all the more special … and delicious. As a 100% Canadian-owned co-operative, we’re proud to protect and support them. 🍁🥛

From confusion to clarity, one conversation at a time. Co-operators’ financial representatives are here to help you.

It’s Life Insurance Awareness Month so we’re breaking down the differences between the two main types of life insurance policies. Term life insurance covers you for a defined period (1-, 10-, 15-, 20-, 25- or 30-years) and is typically more affordable. It’s designed to protect your family for a specific, shorter-term need, like paying off a mortgage. It’s important to know that term policies generally offer lower initial premiums, but they may rise upon renewal. Permanent life insurance lasts your entire lifetime and builds cash value over time. While this policy type is more expensive, the longer you pay into your policy, the more its cash value grows. You can choose to flexibly utilize your permanent policy values as needed. In short: 🗓️Term = lower cost, temporary protection. ♾️Permanent life insurance= lifelong coverage, potentially builds cash value. The right choice depends on your stage of life. If you’re unsure of what you need, I can help you find the right solution. #LifeInsuranceAwarenessMonth #LifeInsurance #Legacy #Family

Every fall, Co-operators employees come together for Apple Day at the CUMIS orchard in Burlington, ON - a tradition rooted in giving back. With every apple picked, Co-operators is helping nourish over 100 local organizations! 🍎 🍂 It was a fantastic day, as more than 200 volunteers picked over 7,300 pounds of apples! Co-operators is thankful for their employees, who volunteered their time and continue to embody Co-operators values through their community action. 💙 #AppleDay2025 #ProudlyCanadian #volunteering #community #coop

Dollar cost averaging is a proven #investment strategy to help you ride out market fluctuations. With small, consistent contributions, you can grow your investments, over time. Just jump in, hold on, and hang in there. We can get you started.

Empower yourself this #NationalFinancialAwarenessDay by learning your Financial Resilience Score at https://financialresiliencescore.com/ ! This tool, developed by Co-operators partners at the Financial Resilience Institute, helps you understand your current finances, so you can feel more prepared and confident about your financial future. Financial resilience is all about bouncing back from unexpected life events or financial setbacks, while making progress on your financial goals. Building this resilience allows peace of mind knowing you can handle life’s ups and downs 💙. #ProudlyCanadian #FinancialPlanning