Our team

The representatives on our team take pride in helping you get the most out of your policies and financial plans. You can trust us to make sure you have the right coverage and investments to take care of the people and things you care about most. Get personalized service with one-on-one advice and clear answers to your insurance and investment questions. When you choose The Co-operators, you’re choosing a dedicated team that’s on your side, ready to help you make confident financial choices. Connect with us today.

Rhonda Nugent

Rhonda Nugent

Financial Advisor*
Mutual Fund Investment Specialist**
Conception Bay South

Rhonda obtained her Property and Casualty licence in 2006 before starting with Co-operators as an Associate Insurance Advisor. She then moved to Business insurance and was awarded Top Commercial Producer from 2015 to 2018. She obtained her Life licence in 2009, and in 2014 managed the Bay Roberts Co-operators office. In 2015 she became the Owner Operator of the Conception Bay South Agency, where she also resides. It's important to Rhonda to be active in her community by making donations to The Salvation Army, The CBS/Paradise Food Bank, Kids Eat Smart Foundation, The Ronald McDonald House, and more. In 2016, Rhonda won the Co-operators Community Achievement Award.

Contact Rhonda today to manage your insurance and/or financial needs.

Rhonda obtained her Property and Casualty licence in 2006 before starting with Co-operators as an Associate Insurance Advisor. She then moved to Business insurance and was awarded Top Commercial Producer from 2015 to 2018. She obtained her Life licence in 2009, and in 2014 managed the Bay Roberts Co-operators office. In 2015 she became the Owner Operator of the Conception Bay South Agency, where she also resides. It's important to Rhonda to be active in her community by making donations to The Salvation Army, The CBS/Paradise Food Bank, Kids Eat Smart Foundation, The Ronald McDonald House, and more. In 2016, Rhonda won the Co-operators Community Achievement Award.

Contact Rhonda today to manage your insurance and/or financial needs.

Alanna Thor

Alanna Thor

Associate Financial Advisor*
Mutual Fund Investment Specialist**
Conception Bay South

Alanna began in the financial industry in 2007. She obtained her IFIC – Investment Funds in Canada certificate in 2008, her Life licence in 2019 and is currently enrolled in the QAFP – Qualified Associate Financial Planner Program. If you're saving for your children’s education, or saving for your retirement, she can help. Alanna specializes in financial planning, helping clients save now and for the future.

Give Alanna a call today to assist you with all of your financial planning needs.

Alanna began in the financial industry in 2007. She obtained her IFIC – Investment Funds in Canada certificate in 2008, her Life licence in 2019 and is currently enrolled in the QAFP – Qualified Associate Financial Planner Program. If you're saving for your children’s education, or saving for your retirement, she can help. Alanna specializes in financial planning, helping clients save now and for the future.

Give Alanna a call today to assist you with all of your financial planning needs.

Darlene Kilfoy-Byrne

Darlene Kilfoy-Byrne

Associate Insurance Advisor
Conception Bay South

Darlene obtained her Property and Casualty licence in 2011 and specializes in Home insurance at the CBS Agency. Her knowledge and expertise in the industry, as well as her rapport with her clients, is why she manages the office in Rhonda’s absence. She is also very knowledgeable in Auto and Business insurance. Darlene is helpful and understanding, leaving no stone unturned.

Contact Darlene today for Home insurance quote. 

Darlene obtained her Property and Casualty licence in 2011 and specializes in Home insurance at the CBS Agency. Her knowledge and expertise in the industry, as well as her rapport with her clients, is why she manages the office in Rhonda’s absence. She is also very knowledgeable in Auto and Business insurance. Darlene is helpful and understanding, leaving no stone unturned.

Contact Darlene today for Home insurance quote. 

Kari MacIntyre

Kari MacIntyre

General Insurance Advisor
Conception Bay South
Kristen Rowe

Kristen Rowe

Associate Insurance Advisor
Conception Bay South

Kristen began working in the CBS Agency in 2020 and has since obtained her Property and Casualty licence. She specializes in Auto insurance, but also helps clients with their Home insurance. She is personable and is always there to help our clients understand their policies.

Contact Kristen today for all your Auto insurance questions, or to obtain a quote.

Kristen began working in the CBS Agency in 2020 and has since obtained her Property and Casualty licence. She specializes in Auto insurance, but also helps clients with their Home insurance. She is personable and is always there to help our clients understand their policies.

Contact Kristen today for all your Auto insurance questions, or to obtain a quote.

Paula Pinhorn

Paula Pinhorn

Associate Insurance/Financial Advisor
Conception Bay South

Paula obtained her Property and Casualty licence in 2010. Since that time, she has worked in several Co-operators offices, but began with the CBS Agency in 2017 where she quickly became the Commercial Specialist offering superior service to our business clients. She also assists our Farm clients that rely on her knowledge to protect what is important to them. Paula obtained her Life licence in 2019, and now offers her clients an array of solutions and advice for their insurance and financial needs.

Contact Paula today, so she can work with you to meet your insurance and financial needs.

Paula obtained her Property and Casualty licence in 2010. Since that time, she has worked in several Co-operators offices, but began with the CBS Agency in 2017 where she quickly became the Commercial Specialist offering superior service to our business clients. She also assists our Farm clients that rely on her knowledge to protect what is important to them. Paula obtained her Life licence in 2019, and now offers her clients an array of solutions and advice for their insurance and financial needs.

Contact Paula today, so she can work with you to meet your insurance and financial needs.