Meet our team

We take pride in helping you get the most out of your policies and financial plans. You can count on us to help you choose the right solutions for all your insurance and financial needs. We’re here to provide exceptional service, personalized advice, and straightforward answers to your questions. When you choose Co-operators, you’re choosing a dedicated team that’s on your side, ready to help you meet your needs for today and goals for tomorrow.

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By selecting the “Submit” button, I consent to provide my name and contact information to Co-operators General Insurance Company for the purpose of being contacted by email or by phone by a Co-operators independent agent for an initial discussion about my insurance and/or investment needs. I can revoke my consent at any time by notifying the advisor directly at the contact information provided below.

En cliquant sur le bouton Soumettre, j’accepte de fournir mon nom et mes coordonnées à La Compagnie d’assurance générale Co-operators afin qu’un représentant indépendant ou une représentante indépendante de Co-operators communique avec moi par courriel ou par téléphone pour discuter de mes besoins d’assurance ou de placement. Je peux révoquer mon consentement en tout temps en contactant directement le conseiller ou la conseillère aux coordonnées indiquées ci-dessous.

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What can we help you with?

Joseph Balan

BA , CHS , CIP , CLU®

Financial Planner*

Mutual Fund Investment Specialist**

Joseph provides holistic Financial and Estate Planning services, and prides himself on providing the highest level of service to all his clients by building long-term relationships and putting the utmost stress on our core values... "Care, Confidence, and Security."

Joseph is a Chartered Insurance Professional (CIP), which is the benchmark of insurance professionalism. He is also a Chartered Life Underwriter (CLU). CLU designation holders are regarded as elite professional Financial Advisors who specialize in developing effective solutions for individuals, business owners, and professionals in the areas of risk management, wealth creation and preservation, estate planning, and wealth transfer. Joseph also holds the Certified Health Insurance Specialist (CHS) designation. CHS holders provide expertise in all areas of health insurance, including Group Benefits, Critical Illness and Disability insurance.

His key specializations include: Advanced Estate Planning and Wealth Transfer Management, Retirement Planning, Financial Planning, Business Succession Planning, Group Benefits, Life and Health Insurance, Commercial General Liability, and Errors and Omissions Liability.

He takes pride in being able to provide financial security to Canadian families and businesses by recommending adequate insurance and investment solutions to help build and preserve their wealth.

Much of his spare time is spent playing soccer, attending Toronto FC and other sports matches, and golfing when he can. He has a passion for non-profit organizations, and is active in the community in many ways.

Location

Kitchener

Camryn Mcdonald

Associate Insurance Agent

Location

Kitchener

Jessica Reis

Associate Insurance Agent

Jessica has been with the Joseph Balan & Associates team as an Associate Insurance Advisor since 2008. Many of our clients know Jessica well as she provides them with expectational service and care, specializing in meeting our clients' Home and Auto insurance needs.