Our team

The representatives on our team take pride in helping you get the most out of your policies and financial plans. You can trust us to make sure you have the right coverage and investments to take care of the people and things you care about most. Get personalized service with one-on-one advice and clear answers to your insurance and investment questions. When you choose The Co-operators, you’re choosing a dedicated team that’s on your side, ready to help you make confident financial choices. Connect with us today.

John Cleator

John Cleator

Financial Advisor
Bracebridge

After graduating with a business degree from Concordia University in Montreal, John began his career in insurance in 1984. After spending ten successful years with a competitor, John was recruited to The Co-operators in a sales management role where he worked closely with many Financial Advisors throughout Northern Ontario until 2001. John then moved his family to Bracebridge where he realized his goal of owning an insurance agency. John very much enjoys meeting with his clients. Please call, click or come in, and let John and his staff show you how they can make a difference with your insurance and investment needs.

After graduating with a business degree from Concordia University in Montreal, John began his career in insurance in 1984. After spending ten successful years with a competitor, John was recruited to The Co-operators in a sales management role where he worked closely with many Financial Advisors throughout Northern Ontario until 2001. John then moved his family to Bracebridge where he realized his goal of owning an insurance agency. John very much enjoys meeting with his clients. Please call, click or come in, and let John and his staff show you how they can make a difference with your insurance and investment needs.

Lorrie Finch

Lorrie Finch

Associate Insurance Advisor
Bracebridge

Lorrie earned a Bachelor of Arts degree from Wilfrid Laurier University. After spending eight years in the banking industry, Lorrie began her career with The Co-operators in 2001. Lorrie specializes in providing excellent customer service to all Auto, Home and Business insurance clients. Lorrie is active in her community as she is a member of the Lady Shriners of Muskoka. She also enjoys the outdoors and can often be seen canoeing and kayaking at her cottage here in Muskoka.

Lorrie earned a Bachelor of Arts degree from Wilfrid Laurier University. After spending eight years in the banking industry, Lorrie began her career with The Co-operators in 2001. Lorrie specializes in providing excellent customer service to all Auto, Home and Business insurance clients. Lorrie is active in her community as she is a member of the Lady Shriners of Muskoka. She also enjoys the outdoors and can often be seen canoeing and kayaking at her cottage here in Muskoka.

Patty Learmont

Patty Learmont

Associate Insurance Advisor
Bracebridge

Patty has held many roles within the Bracebridge Co-operators agency since 1996, and has been an Associate Insurance Advisor for John Cleator since 2003. Always taking a client-centric approach to customer service, Patty takes pride in meeting your Auto, Home and Business insurance needs in a professional and efficient manner. Patty is a Lady Shrine member, Muskoka branch, which supports the Shriners Hospital for Children.

Patty has held many roles within the Bracebridge Co-operators agency since 1996, and has been an Associate Insurance Advisor for John Cleator since 2003. Always taking a client-centric approach to customer service, Patty takes pride in meeting your Auto, Home and Business insurance needs in a professional and efficient manner. Patty is a Lady Shrine member, Muskoka branch, which supports the Shriners Hospital for Children.

Lynn Miller

Lynn Miller

Associate Financial Advisor
Bracebridge

Lynn started her career with The Co-operators in 2011. She is an Associate Financial Advisor specializing in Investments, as well as Life, Disability and Business insurance. She is currently working toward obtaining her CFP designation. Lynn has been a qualifying Summit Club recipient since she began her career ten years ago.


Lynn is the oldest of five children who was raised on a dairy farm in Burks Falls. This helps explain her incredible work ethic and desire to do her best in protecting the needs of all her clients. When Lynn is not working, you can find her outdoors enjoying all that Muskoka has to offer, or at the hockey rink cheering on her children. Lynn is also a huge supporter of Camp Oochigeas, a camp for kids who have been affected by cancer.

Lynn started her career with The Co-operators in 2011. She is an Associate Financial Advisor specializing in Investments, as well as Life, Disability and Business insurance. She is currently working toward obtaining her CFP designation. Lynn has been a qualifying Summit Club recipient since she began her career ten years ago.


Lynn is the oldest of five children who was raised on a dairy farm in Burks Falls. This helps explain her incredible work ethic and desire to do her best in protecting the needs of all her clients. When Lynn is not working, you can find her outdoors enjoying all that Muskoka has to offer, or at the hockey rink cheering on her children. Lynn is also a huge supporter of Camp Oochigeas, a camp for kids who have been affected by cancer.

Heather Lebeau

Heather Lebeau

Associate Insurance Advisor
Bracebridge

Heather is the newest member of our team, having moved over from the banking industry in early 2020. What a time to start a new career: just as the pandemic hit! But she persevered through the many delays and curveballs the pandemic threw her way. She brings a great deal of dedication and enthusiasm to her role as our social media liaison, as well as servicing our Auto and Home insurance clients. When she is not working, you can find her outside hiking, biking or kayaking. Heather is also fluently bilingual, so if you prefer French, Heather would be more than happy to converse " en français" with you.

Heather is the newest member of our team, having moved over from the banking industry in early 2020. What a time to start a new career: just as the pandemic hit! But she persevered through the many delays and curveballs the pandemic threw her way. She brings a great deal of dedication and enthusiasm to her role as our social media liaison, as well as servicing our Auto and Home insurance clients. When she is not working, you can find her outside hiking, biking or kayaking. Heather is also fluently bilingual, so if you prefer French, Heather would be more than happy to converse " en français" with you.