Our team
Over the past several years we have built a solid team that specializes in all your insurance and investment needs. Whether it's home, auto, life, commercial, or any other insurance, we've got you covered.
Chris Gavard
Financial Advisor*Sudbury chris_gavard@cooperators.ca
None**
Chris Gavard has been in the financial service industry for the last 25 years. He began his career with Manulife Financial and worked his way from an insurance agent to a stock broker. Chris came to Co-operators in 2012 and is passionate about creating financial plans to help families achieve their financial goals. He and his wife, Helen, raised their three kids in Sudbury and now spend time spoiling their grandkids. An active member of the community, he sits on several local committees and spent 15 years as the executive of the Sudbury Dragon Boat races.
Chris Gavard has been in the financial service industry for the last 25 years. He began his career with Manulife Financial and worked his way from an insurance agent to a stock broker. Chris came to Co-operators in 2012 and is passionate about creating financial plans to help families achieve their financial goals. He and his wife, Helen, raised their three kids in Sudbury and now spend time spoiling their grandkids. An active member of the community, he sits on several local committees and spent 15 years as the executive of the Sudbury Dragon Boat races.
Sumaira Malik
Associate Financial AdvisorSudbury sumaira_malik@cooperators.ca
Sumaira specializes in home, auto and life insurance. She has been in the industry for five years and is committed to helping you find the right products for your needs. Sumaira's focus is on educating her clients about the insurance industry and building personalized plans. Her philosophy is: I don't close a sale; I open a long-term relationship.
Sumaira specializes in home, auto and life insurance. She has been in the industry for five years and is committed to helping you find the right products for your needs. Sumaira's focus is on educating her clients about the insurance industry and building personalized plans. Her philosophy is: I don't close a sale; I open a long-term relationship.
Michael Sidock
Mutual Fund Investment Specialist*Sudbury michael_sidock@cooperators.ca
BBA
None**
Michael is our newest hire. A graduate of Laurentian University, he decided to pursue an education in finance after working for a payday loan company. "I realized very quickly that all my clients could have benefited from real financial guidance. Now I focus on building in-depth investment and financial plans and providing helpful advice on how to build good financial habits."
Michael is our newest hire. A graduate of Laurentian University, he decided to pursue an education in finance after working for a payday loan company. "I realized very quickly that all my clients could have benefited from real financial guidance. Now I focus on building in-depth investment and financial plans and providing helpful advice on how to build good financial habits."
Jennifer Makela-Kruk
Associate Insurance AdvisorSudbury jennifer_makela-kruk@cooperators.ca
Jennifer has been with Co-operators since 1994, beginning first as a home and auto agent, before working her way up to a commercial specialist role for the past eight years. The excitement of working with business owners and watching them not only grow their business, but succeed at fulfilling their dreams, is one of the main reasons that Jennifer loves her job. Jennifer has seen Co-operators undergo many changes throughout her career, but she says the one thing that has stayed the same is how the company always puts the clients first. As an employee and a client herself, she trusts Co-operators to protect what matters most to her.
Jennifer has been with Co-operators since 1994, beginning first as a home and auto agent, before working her way up to a commercial specialist role for the past eight years. The excitement of working with business owners and watching them not only grow their business, but succeed at fulfilling their dreams, is one of the main reasons that Jennifer loves her job. Jennifer has seen Co-operators undergo many changes throughout her career, but she says the one thing that has stayed the same is how the company always puts the clients first. As an employee and a client herself, she trusts Co-operators to protect what matters most to her.