Our team

The representatives on our team take pride in helping you get the most out of your policies and financial plans. You can trust us to make sure you have the right coverage and investments to take care of the people and things you care about most. Get personalized service with one-on-one advice and clear answers to your insurance and investment questions. When you choose The Co-operators, you’re choosing a dedicated team that’s on your side, ready to help you make confident financial choices. Connect with us today.

Francine Gareau

Francine Gareau

Financial Advisor*
Mutual Fund Investment Specialist**
Prince Albert

Francine and her husband, Randy, and two sons, live on a farm in Bellevue about 45 minutes south of Prince Albert, SK. They moved back to Bellevue 10 years ago and are fortunate enough to live on the farm where Randy grew up. They both have large families and love being able to spend time with all of them, which, on any given weekend, is exactly what they can be found doing. 

They enjoy fishing, camping, hockey, and curling, which is a lot of “boy” stuff, so on her own time, Francine loves to read.

Francine began her insurance career in 1998 and her journey with Co-operators as an Associate Insurance/Financial Advisor started in 2012. She's always had a passion to help people and her position at Co-operators enables her to do that. Along with an amazing team of knowledgeable professionals, she welcomes the opportunity to help you with your Home, Auto, Farm, Business, Travel, and Life insurance, as well as Disability and Investment products. She can help you choose the right solutions to protect your loved ones and financial future. Talk to her today!

Francine and her husband, Randy, and two sons, live on a farm in Bellevue about 45 minutes south of Prince Albert, SK. They moved back to Bellevue 10 years ago and are fortunate enough to live on the farm where Randy grew up. They both have large families and love being able to spend time with all of them, which, on any given weekend, is exactly what they can be found doing. 

They enjoy fishing, camping, hockey, and curling, which is a lot of “boy” stuff, so on her own time, Francine loves to read.

Francine began her insurance career in 1998 and her journey with Co-operators as an Associate Insurance/Financial Advisor started in 2012. She's always had a passion to help people and her position at Co-operators enables her to do that. Along with an amazing team of knowledgeable professionals, she welcomes the opportunity to help you with your Home, Auto, Farm, Business, Travel, and Life insurance, as well as Disability and Investment products. She can help you choose the right solutions to protect your loved ones and financial future. Talk to her today!

Shannon Halpenny

Shannon Halpenny

Client Contact Representative
Prince Albert
Monique Sarmiento

Monique Sarmiento

Client Contact Representative
Prince Albert
Theresa Delisle

Theresa Delisle

Associate Insurance Advisor
Prince Albert

Theresa joined Co‑operators in 2015. As your Client Contact Representative, Theresa will give you a friendly phone call, inviting you into the office to meet with one of our Associate Insurance/Financial Advisors.

Theresa was born and raised in Prince Albert and is married to a great guy. She has three children and five adorable grandchildren. Theresa enjoys baking, ethnic cooking and travelling.

Theresa joined Co‑operators in 2015. As your Client Contact Representative, Theresa will give you a friendly phone call, inviting you into the office to meet with one of our Associate Insurance/Financial Advisors.

Theresa was born and raised in Prince Albert and is married to a great guy. She has three children and five adorable grandchildren. Theresa enjoys baking, ethnic cooking and travelling.

Janet Deschambeault

Janet Deschambeault

Associate Financial Advisor
Prince Albert

Janet and her husband raised their two children in the Meath Park area. She's now blessed to be a grandma and feels the wait was totally worth it!

Her passion is to help clients choose the right solutions for their needs, so they can feel confident their loved ones and financial future are protected.

Janet and her husband raised their two children in the Meath Park area. She's now blessed to be a grandma and feels the wait was totally worth it!

Her passion is to help clients choose the right solutions for their needs, so they can feel confident their loved ones and financial future are protected.

Marlyn Reyes

Marlyn Reyes

Associate Insurance Advisor
Prince Albert

Marlyn joined Co-operators in 2017. Her journey in the insurance industry started as a receptionist. She has since attained her General Insurance Licence, and looks forward to assisting clients with all their insurance needs.

In her spare time, she loves being with family and planning trips back home to Guatemala. 

Marlyn joined Co-operators in 2017. Her journey in the insurance industry started as a receptionist. She has since attained her General Insurance Licence, and looks forward to assisting clients with all their insurance needs.

In her spare time, she loves being with family and planning trips back home to Guatemala. 

Jaynell Maximovich

Jaynell Maximovich

To Be Updated
Prince Albert

Jaynell joined Cooperators in July 2015 as our receptionist. She is currently working as an Associate Insurance Advisor.

Jaynell feels that insurance is incredibly important, and that it should be about people helping people. She always wanted to save the world, protect the environment, and make a difference in the lives around her. Now she is proud to say that she accomplishes this every day by making sure people have the right insurance for their needs to help them protect what's important.

Family is number one for Jaynell. She spends most of her time making a difference in her beautiful daughter’s life. Jaynell has always had an adventurous heart and spends as much time as she can exploring the beautiful boreal forest north of Prince Albert. She has a small home-based cake business, which is always rewarding. She loves her pets, as well as gardening and flowers.

Jaynell joined Cooperators in July 2015 as our receptionist. She is currently working as an Associate Insurance Advisor.

Jaynell feels that insurance is incredibly important, and that it should be about people helping people. She always wanted to save the world, protect the environment, and make a difference in the lives around her. Now she is proud to say that she accomplishes this every day by making sure people have the right insurance for their needs to help them protect what's important.

Family is number one for Jaynell. She spends most of her time making a difference in her beautiful daughter’s life. Jaynell has always had an adventurous heart and spends as much time as she can exploring the beautiful boreal forest north of Prince Albert. She has a small home-based cake business, which is always rewarding. She loves her pets, as well as gardening and flowers.

Jessica Gies

Jessica Gies

Associate Financial Advisor
Prince Albert

Jessica started with Co-operators in 2019 and is eager to serve clients with their wealth management and insurance needs. Jessica is a mother to four sons, and enjoys her involvement in her church and community. 

Jessica started with Co-operators in 2019 and is eager to serve clients with their wealth management and insurance needs. Jessica is a mother to four sons, and enjoys her involvement in her church and community.