Our team

The representatives on our team take pride in helping you get the most out of your policies and financial plans. You can trust us to make sure you have the right coverage and investments to take care of the people and things you care about most. Get personalized service with one-on-one advice and clear answers to your insurance and investment questions. When you choose The Co-operators, you’re choosing a dedicated team that’s on your side, ready to help you make confident financial choices. Connect with us today.

Francine Gareau

Francine Gareau

Financial Advisor
Prince Albert

My husband, Randy, and I, along with our two sons, live on the farm in Bellevue about 45 minutes south of Prince Albert, SK. We moved back to Bellevue 10 years ago and are fortunate enough to live on the farm where Randy grew up. We both have large families and love being able to spend more time with all of them, which on any given weekend is exactly what we can be found doing.

We love fishing, camping, hockey and curling, which is a lot of “boy” stuff, so on my own time I love to read.


I began my insurance career in 1998 and my journey with The Co-operators as an Associate Insurance/Financial Advisor in 2012. I've always had a passion to help people and my position at The Co-operators enables me to do that! Along with an amazing team of knowledgeable professionals, we welcome the opportunity to help you with your Home, Auto, Farm, Business, Travel and Life insurance, as well as Disability and Investment products. We can protect you and everything you own. Call, Click or Come in!

My husband, Randy, and I, along with our two sons, live on the farm in Bellevue about 45 minutes south of Prince Albert, SK. We moved back to Bellevue 10 years ago and are fortunate enough to live on the farm where Randy grew up. We both have large families and love being able to spend more time with all of them, which on any given weekend is exactly what we can be found doing.

We love fishing, camping, hockey and curling, which is a lot of “boy” stuff, so on my own time I love to read.


I began my insurance career in 1998 and my journey with The Co-operators as an Associate Insurance/Financial Advisor in 2012. I've always had a passion to help people and my position at The Co-operators enables me to do that! Along with an amazing team of knowledgeable professionals, we welcome the opportunity to help you with your Home, Auto, Farm, Business, Travel and Life insurance, as well as Disability and Investment products. We can protect you and everything you own. Call, Click or Come in!

Janet Deschambeault

Janet Deschambeault

Associate Financial Advisor
Prince Albert

My husband and I raised our two children in the Meath Park area. I'm now blessed to be a grandma and the wait was totally worth it!

My focus in the office is protecting clients from the uncertainties in life that can create financial hardship.

My husband and I raised our two children in the Meath Park area. I'm now blessed to be a grandma and the wait was totally worth it!

My focus in the office is protecting clients from the uncertainties in life that can create financial hardship.

Theresa Delisle

Theresa Delisle

Associate Insurance Advisor
Prince Albert

Theresa joined The Co‑operators in 2015. As your Client Contact Representative, Theresa will give you a friendly phone call inviting you into the office to meet with one of our Associate Insurance/Financial Advisors.

Theresa was born and raised in Prince Albert and is married to a great guy. She has three children and four adorable granddaughters. Theresa enjoys baking, ethnic cooking and travelling.

Theresa joined The Co‑operators in 2015. As your Client Contact Representative, Theresa will give you a friendly phone call inviting you into the office to meet with one of our Associate Insurance/Financial Advisors.

Theresa was born and raised in Prince Albert and is married to a great guy. She has three children and four adorable granddaughters. Theresa enjoys baking, ethnic cooking and travelling.

Marlyn Reyes

Marlyn Reyes

Prince Albert

I joined The Co-operators in 2017. My journey in the insurance industry started as a receptionist. I have since attained my General Insurance Licence, and look forward to assisting clients with their insurance needs.

In my spare time, I love to spend time with family and plan trips back home to Guatemala.

I joined The Co-operators in 2017. My journey in the insurance industry started as a receptionist. I have since attained my General Insurance Licence, and look forward to assisting clients with their insurance needs.

In my spare time, I love to spend time with family and plan trips back home to Guatemala.

Monique Sarmiento

Monique Sarmiento

Client Contact Representative
Prince Albert
Jessica Gies

Jessica Gies

Associate Financial Advisor
Prince Albert

Jessica started with The Co-operators in 2019, eager to serve clients with their wealth management and insurance needs. Jessica is a mother to four sons, and enjoys her involvement in her church and community.

Jessica started with The Co-operators in 2019, eager to serve clients with their wealth management and insurance needs. Jessica is a mother to four sons, and enjoys her involvement in her church and community.