Our team

The representatives on our team take pride in helping you get the most out of your policies and financial plans. You can trust us to make sure you have the right coverage and investments to take care of the people and things you care about most. Get personalized service with one-on-one advice and clear answers to your insurance and investment questions. When you choose The Co-operators, you’re choosing a dedicated team that’s on your side, ready to help you make confident financial choices. Connect with us today.

Alex Ghorbani-Delvand

Alex Ghorbani-Delvand

Financial Advisor/Owner
Toronto
Welcome and thank you for visiting the personalized website of Alex Delvand, Financial Advisor representing The Co-operators.

Alex joined The Co-operators in 2005 as a Sales Associate and later was promoted to Associate Insurance Advisor in one of the most successful agencies in North York. In 2007, he became a Financial Advisor specializing in risk-management solutions for our clients.Alex holds a degree in Economics and continues to further his education in Business Marketing and Insurance. He is currently working towards his Certified Financial Planner (CFP) designation. He is a proud member of Advocis - The Financial Advisors Association of Canada, and he holds a MCIM designation from the Chartered Institute of Marketing in the U.K.

He and his team of experienced and licensed staff are committed to the highest standard of excellence in providing you with personalized service and professional advice. The team speaks seven languages and the office is open 55 hours a week, Monday to Saturday.

Whether you are looking to protect your life, your home, your investment, your car or your business, look no further than Alex Delvand.
Welcome and thank you for visiting the personalized website of Alex Delvand, Financial Advisor representing The Co-operators.

Alex joined The Co-operators in 2005 as a Sales Associate and later was promoted to Associate Insurance Advisor in one of the most successful agencies in North York. In 2007, he became a Financial Advisor specializing in risk-management solutions for our clients.Alex holds a degree in Economics and continues to further his education in Business Marketing and Insurance. He is currently working towards his Certified Financial Planner (CFP) designation. He is a proud member of Advocis - The Financial Advisors Association of Canada, and he holds a MCIM designation from the Chartered Institute of Marketing in the U.K.

He and his team of experienced and licensed staff are committed to the highest standard of excellence in providing you with personalized service and professional advice. The team speaks seven languages and the office is open 55 hours a week, Monday to Saturday.

Whether you are looking to protect your life, your home, your investment, your car or your business, look no further than Alex Delvand.
Khonar Khazarian

Khonar Khazarian

Associate Financial Advisor
Toronto
Khonar, a kind and caring member of our team, is a fully licensed Associate Financial Advisor. Her knowledge, skills and years of experience in the insurance industry make her a valuable advisor for our clients.

Khonar joined our agency in 2012, and she has been a great support to colleagues and clients alike.
Khonar speaks English, Arabic, Armenian and Turkish; and she is fully licensed and trained for all insurance and financial products.
Despite her busy schedule at the office, Khonar stays active in her community and the church, takes care of 3+ generations in family, cooks the most delicious dishes, and achieves Rising Star status almost every year.
Khonar, a kind and caring member of our team, is a fully licensed Associate Financial Advisor. Her knowledge, skills and years of experience in the insurance industry make her a valuable advisor for our clients.

Khonar joined our agency in 2012, and she has been a great support to colleagues and clients alike.
Khonar speaks English, Arabic, Armenian and Turkish; and she is fully licensed and trained for all insurance and financial products.
Despite her busy schedule at the office, Khonar stays active in her community and the church, takes care of 3+ generations in family, cooks the most delicious dishes, and achieves Rising Star status almost every year.
Dina Machica

Dina Machica

Associate Insurance Advisor
Toronto
Dina joined our team in 2013, adding administrative support. From there, she quickly developed her skills and became an essential part of our operations. Dina's hard work and high level of accuracy, as an office coordinator, made a positive impact on the growth of our agency. Dina has since received her license and training for Commercial insurance and continues to help these clients with their inquiries.
Dina is very active and much appreciated in her community and her church. She speaks English and Tagalog (Filipino) languages.
Dina joined our team in 2013, adding administrative support. From there, she quickly developed her skills and became an essential part of our operations. Dina's hard work and high level of accuracy, as an office coordinator, made a positive impact on the growth of our agency. Dina has since received her license and training for Commercial insurance and continues to help these clients with their inquiries.
Dina is very active and much appreciated in her community and her church. She speaks English and Tagalog (Filipino) languages.
Saji Joseph

Saji Joseph

Associate Financial Advisor
Toronto
Saji joined our team in 2017, with years of experience in Life and Living Benefit insurance.Saji has two very active boys that inspire him, every day, to work harder and smarter. And that pays off: Saji's dedication and hard work made him a Rising Star in 2018 and he is well-positioned to qualify for Elite-level Rising Stars in 2019. His approach to clients is simple and effective, focusing on their needs, and has many stories of past successes. Saji is very much involved in the Malayalam community and enjoys spending time at events as well as his church. On behalf of the agency, Saji sponsors multiple community and cultural events each year. He speaks English, Hindi and Malayalam languages, and is licensed for all insurance and financial products; however, he specializes in Life and investment products.
Saji joined our team in 2017, with years of experience in Life and Living Benefit insurance.Saji has two very active boys that inspire him, every day, to work harder and smarter. And that pays off: Saji's dedication and hard work made him a Rising Star in 2018 and he is well-positioned to qualify for Elite-level Rising Stars in 2019. His approach to clients is simple and effective, focusing on their needs, and has many stories of past successes. Saji is very much involved in the Malayalam community and enjoys spending time at events as well as his church. On behalf of the agency, Saji sponsors multiple community and cultural events each year. He speaks English, Hindi and Malayalam languages, and is licensed for all insurance and financial products; however, he specializes in Life and investment products.
Olivia Chi

Olivia Chi

Associate Financial Advisor
Toronto
Olivia is a fully licensed insurance professional who takes pride in listening to clients, and finding the right solutions for their insurance and financial needs.

With two young children, she knows the value of family, and the importance of protecting family.
Her experience from the travel industry and her passion for seeing the world broadens her vision in life. She believes that insurance can protect what we have and can take care of family in the event of the unexpected.

Olivia speaks English, Mandarin, and Cantonese, and she is licensed and trained for all insurance and financial products.
Olivia is a fully licensed insurance professional who takes pride in listening to clients, and finding the right solutions for their insurance and financial needs.

With two young children, she knows the value of family, and the importance of protecting family.
Her experience from the travel industry and her passion for seeing the world broadens her vision in life. She believes that insurance can protect what we have and can take care of family in the event of the unexpected.

Olivia speaks English, Mandarin, and Cantonese, and she is licensed and trained for all insurance and financial products.
Bita Nadjar

Bita Nadjar

Client Contact Representative
Toronto
Bita has been part of our agency family since the beginning, becoming a Client Contact Representative in 2018. She looks forward to helping you with your inquiries and directing them to an advisor or associate for a fitting and prompt solution. Bita manages our projects for service, marketing, community support, and client relations, so you may hear from her soon. She speaks Farsi and English.
Bita has been part of our agency family since the beginning, becoming a Client Contact Representative in 2018. She looks forward to helping you with your inquiries and directing them to an advisor or associate for a fitting and prompt solution. Bita manages our projects for service, marketing, community support, and client relations, so you may hear from her soon. She speaks Farsi and English.
Bonnie Han

Bonnie Han

Associate Financial Advisor
Toronto
Teann Ho

Teann Ho

Associate Financial Advisor
Toronto
Praveen Dhanapalan

Praveen Dhanapalan

Client Contact Representative
Toronto